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Calculate Your Finances in Chicago

Enter your gross monthly salary to see net pay, affordable neighborhoods, and savings

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Free calculator with 2026 tax rates. No data stored.

Cost of Living in Chicago, United States

Major business hub. Finance, tech, architecture. Lower cost than coastal cities.

Currency
USD ($)
English Level
Excellent
Healthcare
Private (employer-based)

Rental Prices in Chicago

1-Bedroom Apartment
$1,600 - $2,500
per month
2-Bedroom Apartment
$1,900 - $3,200
per month

* Prices shown are second-hand rental market rates, typical for expats.9 neighborhoods tracked. Source: HUD Fair Market Rents (2025/2026).

Monthly Living Costs

Groceries
$525
Transport
$105
Utilities
$300
Dining Out
$315

Data from official statistics and local surveys.

Popular Neighborhoods

The Loop
Chicago's downtown core. Iconic architecture, Millennium Park, and world-class theaters.
5 min walk•$2,200+/mo
Lincoln Park
Upscale lakefront neighborhood. Beautiful park, zoo, and vibrant DePaul University area.
15 min metro•$2,100+/mo
Wicker Park
Hip neighborhood with indie boutiques, craft cocktail bars, and a thriving music scene.
20 min metro•$1,800+/mo
Lakeview
Diverse neighborhood home to Wrigley Field. Great nightlife, dining, and lakefront access.
20 min metro•$1,700+/mo
Hyde Park
Historic south side neighborhood. University of Chicago campus, museums, and Obama's former home.
25 min metro•$1,600+/mo
Logan Square
Trendy northwest side neighborhood. Logan Boulevard mansions, craft breweries, and vibrant music scene.
20 min metro•$2,100+/mo

Work Visa

H-1B for specialty occupations (lottery). L-1 for intra-company transfer. O-1 for extraordinary ability.

Processing: 3-12 months (H-1B lottery in April)

Relocation Costs

Usually first+last month + security deposit. Credit check required (~$25-50). No agent fees in most markets.

Typical deposit: 2 months rent

Enter your salary above to see a personalized breakdown of your finances in Chicago

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

Guides for Chicago

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Frequently Asked Questions about Chicago