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What does your salary buy in Chicago?

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Cost of Living in Chicago, U.S.A.

Major business hub. Finance, tech, architecture. Lower cost than coastal cities.

Currency
USD ($)
English Level
Excellent
Healthcare
Private (employer-based)

Rental Prices in Chicago

1-Bedroom Apartment
$1,600 - $2,500
per month
2-Bedroom Apartment
$1,900 - $3,200
per month

* Prices shown are second-hand rental market rates, typical for expats.9 neighborhoods tracked. Source: HUD Fair Market Rents (2025/2026).

Monthly Living Costs

Groceries
$525
Transport
$105
Utilities
$300
Dining Out
$315

Data from official statistics and local surveys.

Popular Neighborhoods

The Loop
Chicago's downtown core. Iconic architecture, Millennium Park, and world-class theaters.
5 min walk•$2,200+/mo
Lincoln Park
Upscale lakefront neighborhood. Beautiful park, zoo, and vibrant DePaul University area.
15 min metro•$2,100+/mo
Wicker Park
Hip neighborhood with indie boutiques, craft cocktail bars, and a thriving music scene.
20 min metro•$1,800+/mo
Lakeview
Diverse neighborhood home to Wrigley Field. Great nightlife, dining, and lakefront access.
20 min metro•$1,700+/mo
Hyde Park
Historic south side neighborhood. University of Chicago campus, museums, and Obama's former home.
25 min metro•$1,600+/mo
Logan Square
Trendy northwest side neighborhood. Logan Boulevard mansions, craft breweries, and vibrant music scene.
20 min metro•$2,100+/mo

Work Visa

H-1B for specialty occupations (lottery). L-1 for intra-company transfer. O-1 for extraordinary ability.

Processing: 3-12 months (H-1B lottery in April)

Relocation Costs

Usually first+last month + security deposit. Credit check required (~$25-50). No agent fees in most markets.

Typical deposit: 2 months rent

Enter your salary above to see a personalized breakdown of your finances in Chicago

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

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Guides for Chicago

  • US Health Insurance for Expats: What You Need to KnowNavigate the complex American healthcare system. Learn about insurance options, costs, and how to get coverage as an expat moving to the USA.
    Healthcare9 min read
  • Moving Abroad Checklist: Everything You Need to DoThe complete checklist for relocating internationally - from 6 months before to your first week abroad. Documents, finances, housing, and more.
    Planning14 min read
View all guides →

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Avg. 1BR: $2,811/mo
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Avg. 1BR: $3,500/mo

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Frequently Asked Questions about Chicago

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Updated Jan 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Jan 2026 rent data