Looking for the best cost of living calculator in 2026? Whether you're comparing cities for a job offer, planning an expat move, or researching where to relocate, the right tool can save hours of spreadsheet work. This guide compares Numbeo, Expatistan, Teleport, NomadList, and AffordWhere—with honest pros and cons for each.
I've used all of these tools for my own international moves. Here's what actually works, what doesn't, and which cost of living calculator fits your specific situation.
Cost of Living Tools Comparison: 2026 Overview
| Tool | Best For | Free? | Sign-up? |
|---|---|---|---|
| Numbeo | Raw price comparisons | Partially | For full features |
| Expatistan | Side-by-side city comparison | Yes | No |
| Teleport | Quality of life scores | Yes | No |
| NomadList | Digital nomads | Limited | Yes ($99/year) |
| AffordWhere | Net pay + neighborhoods | 100% free | No |
Numbeo: The Giant
Numbeo is the 800-pound gorilla of cost-of-living data. It covers thousands of cities worldwide and has been around since 2009.
What Numbeo Does Well
- ✅ Massive coverage — Nearly every city on Earth
- ✅ Granular data — Prices for specific items (cappuccino, gym, internet)
- ✅ Rent index — Good for ballpark comparisons
- ✅ Historical data — See how prices changed over time
Where Numbeo Falls Short
- ❌ Crowdsourced accuracy — Anyone can submit prices, quality varies
- ❌ City-wide averages only — No neighborhood breakdown
- ❌ No tax calculations — Doesn't show net income
- ❌ Paywall for some features — Premium required for detailed reports
- ❌ Restrictive ToS — Can't build on their data
Best Use Case
Quick price checks for specific items. "How much is a gym membership in Prague?"
Expatistan: The Visual Comparer
Expatistan focuses on visual city-to-city comparisons with a cleaner interface than Numbeo.
What Expatistan Does Well
- ✅ Clean UI — Easy side-by-side comparisons
- ✅ No sign-up required — Full access immediately
- ✅ Good category breakdown — Food, housing, transport, etc.
- ✅ Cost of living index — Useful relative comparisons
Where Expatistan Falls Short
- ❌ Also crowdsourced — Same accuracy concerns as Numbeo
- ❌ No taxes — Gross vs. net salary not addressed
- ❌ Limited city coverage — Fewer cities than Numbeo
- ❌ No personalization — Can't input your specific salary
Best Use Case
Quick visual comparison between two specific cities.
Teleport: The Quality of Life Platform
Teleport (by Topia) takes a broader view, scoring cities on quality of life factors beyond just cost.
What Teleport Does Well
- ✅ Holistic scoring — Safety, healthcare, education, not just cost
- ✅ Salary comparison — Input salary and see purchasing power
- ✅ Beautiful design — Genuinely well-designed interface
- ✅ Free API — Open data for developers
Where Teleport Falls Short
- ❌ Limited cities — Only ~300 cities covered
- ❌ No neighborhood data — City-wide only
- ❌ Outdated data — Some city data hasn't been updated recently
- ❌ No accurate tax calculator — Uses estimates, not actual tax rules
Best Use Case
Exploring cities you know nothing about. Great for initial discovery.
NomadList: The Premium Option
NomadList is built specifically for digital nomads and remote workers, with community features and real-time data.
What NomadList Does Well
- ✅ Real community — Connect with other nomads, find coworking buddies
- ✅ Nomad-specific data — WiFi speed, coworking spaces, visa info
- ✅ Constantly updated — Active community keeps data fresh
- ✅ Trip planner — Plan multi-city itineraries
Where NomadList Falls Short
- ❌ $99/year paywall — Free tier is very limited
- ❌ Nomad-focused — Less useful for permanent relocation
- ❌ No tax calculations — Assumes you're avoiding taxes (legally or not)
- ❌ Community can be echo-chambery — "Just move to Lisbon" answers everything
Best Use Case
Active digital nomads who want community and travel planning in one place.
Why I Built a Free, No-Signup Cost of Living Calculator
After using all these tools for my own moves (from the US to Stockholm and Berlin), I noticed a consistent gap: none of them answered "what can I actually afford?"
The Problem with Existing Cost of Living Tools
Every tool shows city-wide averages and gross salary comparisons. But when you're making a real decision about comparing international salaries, you need to know:
- What's my actual take-home pay after local taxes?
- Which specific neighborhoods can I afford?
- What does "affordable" look like for my situation (solo vs. family)?
- Can I verify the data instead of trusting crowdsourced prices?
What AffordWhere Does Differently
- ✅ Real tax calculators — We built country-specific calculators using official 2025 tax rules from HMRC, IRS, Skatteverket, etc.
- ✅ Neighborhood-level data — Not city averages. Actual neighborhoods with rent ranges.
- ✅ No signup, no paywall — Enter your salary, see results immediately.
- ✅ Verifiable sources — We link to official sources and rental marketplaces so you can check.
- ✅ Home currency conversion — See rents in your home currency for context.
- ✅ Privacy first — Calculations run in your browser. We never see your salary.
What AffordWhere Doesn't Do
I'll be honest about our limitations:
- ❌ Limited city coverage — 85+ cities in 32 countries, not thousands
- ❌ No item-level prices — We focus on big-ticket items (rent, tax), not coffee prices
- ❌ No community features — It's a calculator, not a social network
- ❌ Not for nomads — Built for people considering permanent/long-term moves
Which Tool Should You Use?
Here's my honest recommendation based on your situation:
Use Numbeo if:
- You need prices for a very obscure city
- You want to know specific item costs (gym, groceries, etc.)
- You're doing broad, initial research
Use Expatistan if:
- You want a quick visual comparison between two cities
- You don't want to sign up for anything
Use Teleport if:
- You're comparing cities you know nothing about
- Quality of life factors matter as much as cost
- You want a beautiful interface
Use NomadList if:
- You're an active digital nomad
- Community and trip planning matter to you
- You're willing to pay $99/year
Use AffordWhere if:
- You have a specific salary offer to evaluate
- You want to know which neighborhoods you can afford
- Tax accuracy matters (you need net pay, not gross)
- You don't want to sign up or pay
- You're considering cities we cover (32 countries, 85+ cities)
Which Cost of Living Tool Should You Use? The Bottom Line
No single tool does everything. For most people planning an international move in 2026, here's my recommended workflow:
- Start with Teleport for broad quality-of-life comparison
- Use AffordWhere to see what you'll actually take home and which neighborhoods fit your budget
- Check Numbeo for specific item prices if you need them
- Verify rent on local platforms (Idealista, Rightmove, Hemnet, etc.)
The most important thing is using real numbers — your actual salary, actual tax rates, actual neighborhood rents — not vibes and averages. See our €80k salary comparison or $100k city comparison for real examples.
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