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Calculate Your Finances in Spain

Enter your gross monthly salary to see net pay, tax breakdown, and compare cities

EUR

Free calculator with 2026 tax rates. No data stored.

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  • BarcelonaView calculator
  • MadridView calculator
  • ValenciaView calculator
  • MálagaView calculator

Cost of Living in Spain: What Expats Need to Know

Our free Spain cost of living calculator helps expats understand their take-home pay and what they can afford. Enter your gross monthly salary to see:

  • Net monthly income after all deductions
  • Detailed tax breakdown (income tax, social security)
  • Effective tax rate
  • City-by-city cost of living comparison
  • Affordable neighborhoods in each city

Calculations are based on 2026 tax rates from official Spain government sources. See our data sources for complete attribution.

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Know what your salary buys before you move. Take-home pay, neighborhoods, and savings across 120+ cities in 33 countries.

Updated Jan 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Jan 2026 rent data