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What does your salary buy in San Francisco?

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Cost of Living in San Francisco, U.S.A.

Tech hub and startup capital. Highest tech salaries, expensive housing, mild climate.

Currency
USD ($)
English Level
Excellent
Healthcare
Private (employer-based)

Rental Prices in San Francisco

1-Bedroom Apartment
$2,400 - $4,600
per month
2-Bedroom Apartment
$3,100 - $5,900
per month

* Prices shown are second-hand rental market rates, typical for expats.9 neighborhoods tracked. Source: HUD Fair Market Rents (2025/2026).

Monthly Living Costs

Groceries
$675
Transport
$98
Utilities
$386
Dining Out
$405

Data from official statistics and local surveys.

Popular Neighborhoods

SoMa
South of Market. Tech hub with modern high-rises, museums, and vibrant nightlife.
10 min metro•$3,700+/mo
Mission District
Vibrant Latino heritage meets tech culture. Famous murals, taquerias, and Dolores Park.
15 min metro•$3,400+/mo
Marina
Upscale waterfront neighborhood. Stunning Golden Gate views, boutiques, and fitness culture.
20 min bus•$3,900+/mo
Noe Valley
Sunny family-friendly enclave. Victorian homes, charming 24th Street shops, and stroller central.
20 min metro•$3,900+/mo
Hayes Valley
Trendy neighborhood near Civic Center. Designer boutiques, craft cocktails, and Patricia's Green park.
10 min walk•$3,200+/mo
Oakland Jack London
East Bay waterfront district. Affordable alternative with BART access and growing dining scene.
20 min metro•$2,500+/mo

Work Visa

H-1B for specialty occupations (lottery). L-1 for intra-company transfer. O-1 for extraordinary ability.

Processing: 3-12 months (H-1B lottery in April)

Relocation Costs

Usually first+last month + security deposit. Credit check required (~$25-50). No agent fees in most markets.

Typical deposit: 2 months rent

Enter your salary above to see a personalized breakdown of your finances in San Francisco

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

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Guides for San Francisco

  • US Health Insurance for Expats: What You Need to KnowNavigate the complex American healthcare system. Learn about insurance options, costs, and how to get coverage as an expat moving to the USA.
    Healthcare9 min read
  • Moving Abroad Checklist: Everything You Need to DoThe complete checklist for relocating internationally - from 6 months before to your first week abroad. Documents, finances, housing, and more.
    Planning14 min read
View all guides →

Explore similar cities

More in U.S.A.

New YorkGlobal financial and cultural capital
Avg. 1BR: $3,420/mo
Los AngelesEntertainment capital of the world
Avg. 1BR: $2,811/mo
ChicagoMajor business hub
Avg. 1BR: $2,039/mo

Similar cost of living

ZurichFinancial center
Avg. 1BR: CHF3,300/mo
GenevaInternational organizations hub
Avg. 1BR: CHF2,883/mo

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Updated Jan 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Jan 2026 rent data