affordwhere
🇺🇸

Calculate Your Finances in San Francisco

Enter your gross monthly salary to see net pay, affordable neighborhoods, and savings

USD

Free calculator with 2026 tax rates. No data stored.

Cost of Living in San Francisco, United States

Tech hub and startup capital. Highest tech salaries, expensive housing, mild climate.

Currency
USD ($)
English Level
Excellent
Healthcare
Private (employer-based)

Rental Prices in San Francisco

1-Bedroom Apartment
$2,400 - $4,600
per month
2-Bedroom Apartment
$3,100 - $5,900
per month

* Prices shown are second-hand rental market rates, typical for expats.9 neighborhoods tracked. Source: HUD Fair Market Rents (2025/2026).

Monthly Living Costs

Groceries
$675
Transport
$98
Utilities
$386
Dining Out
$405

Data from official statistics and local surveys.

Popular Neighborhoods

SoMa
South of Market. Tech hub with modern high-rises, museums, and vibrant nightlife.
10 min metro•$3,700+/mo
Mission District
Vibrant Latino heritage meets tech culture. Famous murals, taquerias, and Dolores Park.
15 min metro•$3,400+/mo
Marina
Upscale waterfront neighborhood. Stunning Golden Gate views, boutiques, and fitness culture.
20 min bus•$3,900+/mo
Noe Valley
Sunny family-friendly enclave. Victorian homes, charming 24th Street shops, and stroller central.
20 min metro•$3,900+/mo
Hayes Valley
Trendy neighborhood near Civic Center. Designer boutiques, craft cocktails, and Patricia's Green park.
10 min walk•$3,200+/mo
Oakland Jack London
East Bay waterfront district. Affordable alternative with BART access and growing dining scene.
20 min metro•$2,500+/mo

Work Visa

H-1B for specialty occupations (lottery). L-1 for intra-company transfer. O-1 for extraordinary ability.

Processing: 3-12 months (H-1B lottery in April)

Relocation Costs

Usually first+last month + security deposit. Credit check required (~$25-50). No agent fees in most markets.

Typical deposit: 2 months rent

Enter your salary above to see a personalized breakdown of your finances in San Francisco

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

Guides for San Francisco

View all guides →

Explore similar cities

Frequently Asked Questions about San Francisco