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Calculate Your Finances in New York

Enter your gross monthly salary to see net pay, affordable neighborhoods, and savings

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Free calculator with 2026 tax rates. No data stored.

Cost of Living in New York, United States

Global financial and cultural capital. High salaries, high cost of living, unmatched opportunities.

Currency
USD ($)
English Level
Excellent
Healthcare
Private (employer-based)

Rental Prices in New York

1-Bedroom Apartment
$2,100 - $4,500
per month
2-Bedroom Apartment
$2,600 - $5,700
per month

* Prices shown are second-hand rental market rates, typical for expats.10 neighborhoods tracked. Source: HUD Fair Market Rents (2025/2026).

Monthly Living Costs

Groceries
$650
Transport
$132
Utilities
$371
Dining Out
$390

Data from official statistics and local surveys.

Popular Neighborhoods

Downtown Manhattan
The financial heart of NYC. Wall Street, historic districts, and waterfront views.
5 min metro•$4,000+/mo
Brooklyn Heights
Charming brownstones, tree-lined streets, and stunning Manhattan skyline views from the Promenade.
15 min metro•$3,700+/mo
Williamsburg
Brooklyn's trendiest neighborhood. Craft breweries, vintage shops, and a vibrant art scene.
20 min metro•$3,400+/mo
Upper West Side
Classic Manhattan living near Central Park and Lincoln Center. Great for families and culture lovers.
15 min metro•$3,700+/mo
Astoria
Diverse Queens neighborhood with incredible food scene, beer gardens, and easy Manhattan access.
25 min metro•$3,200+/mo
Long Island City
Waterfront Queens neighborhood with quick Manhattan access. Modern high-rises, art galleries, and river views.
10 min metro•$3,400+/mo

Work Visa

H-1B for specialty occupations (lottery). L-1 for intra-company transfer. O-1 for extraordinary ability.

Processing: 3-12 months (H-1B lottery in April)

Relocation Costs

Usually first+last month + security deposit. Credit check required (~$25-50). No agent fees in most markets.

Typical deposit: 2 months rent

Enter your salary above to see a personalized breakdown of your finances in New York

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

Guides for New York

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Frequently Asked Questions about New York