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Chicago vs Seattle: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Chicago (U.S.A.) and Seattle (U.S.A.). Data sourced from official government statistics, updated 2026.

CategoryChicagoSeattle
CountryU.S.A.U.S.A.
CurrencyUSD ($)USD ($)
1BR Rent Range$1,600 - $2,500Cheaper$1,700 - $2,900
2BR Rent Range$1,900 - $3,200Cheaper$2,200 - $3,700
Groceries / mo$525Cheaper$575
Transport Pass / mo$105$99Cheaper
Dining Out / mo$315Cheaper$345
English Level5/5 (Excellent)5/5 (Excellent)
Neighborhoods Tracked99
Healthcare SystemPrivate (employer-based)Private (employer-based)

Verdict

Overall, Chicago tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Chicago

9 neighborhoods, rent data, and full cost breakdown in U.S.A.

View Chicago details

Explore Seattle

9 neighborhoods, rent data, and full cost breakdown in U.S.A.

View Seattle details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in Chicago and Seattle.

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Frequently Asked Questions

Is Chicago or Seattle cheaper to live in?

Based on our data, Chicago is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Chicago vs Seattle?

In Chicago, 1-bedroom rents range from $1,600 to $2,500 per month across 9 neighborhoods. In Seattle, 1-bedroom rents range from $1,700 to $2,900 per month across 9 neighborhoods.

How do transport costs compare in Chicago vs Seattle?

A monthly public transport pass costs $105 in Chicago and $99 in Seattle. Both cities have well-developed public transit systems.

Which city is better for expats, Chicago or Seattle?

Chicago has an English proficiency rating of 5/5 (Excellent) and Seattle rates 5/5 (Excellent). Chicago uses Private (employer-based) healthcare, while Seattle uses Private (employer-based). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data