A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Chicago (U.S.A.) and New York (U.S.A.). Data sourced from official government statistics, updated 2026.
| Category | Chicago | New York |
|---|---|---|
| Country | U.S.A. | U.S.A. |
| Currency | USD ($) | USD ($) |
| 1BR Rent Range | $1,600 - $2,500Cheaper | $2,100 - $4,500 |
| 2BR Rent Range | $1,900 - $3,200Cheaper | $2,600 - $5,700 |
| Groceries / mo | $525Cheaper | $650 |
| Transport Pass / mo | $105Cheaper | $132 |
| Dining Out / mo | $315Cheaper | $390 |
| English Level | 5/5 (Excellent) | 5/5 (Excellent) |
| Neighborhoods Tracked | 9 | 10 |
| Healthcare System | Private (employer-based) | Private (employer-based) |
Overall, Chicago tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.
9 neighborhoods, rent data, and full cost breakdown in U.S.A.
View Chicago details10 neighborhoods, rent data, and full cost breakdown in U.S.A.
View New York detailsEnter your gross salary to see net pay, rent affordability, and savings potential in Chicago and New York.
Open the comparison calculatorBased on our data, Chicago is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.
In Chicago, 1-bedroom rents range from $1,600 to $2,500 per month across 9 neighborhoods. In New York, 1-bedroom rents range from $2,100 to $4,500 per month across 10 neighborhoods.
A monthly public transport pass costs $105 in Chicago and $132 in New York. Both cities have well-developed public transit systems.
Chicago has an English proficiency rating of 5/5 (Excellent) and New York rates 5/5 (Excellent). Chicago uses Private (employer-based) healthcare, while New York uses Private (employer-based). Both factors are important for expats considering a move.