A side-by-side comparison of rent, daily expenses, and quality-of-life factors in New York (U.S.A.) and San Francisco (U.S.A.). Data sourced from official government statistics, updated 2026.
| Category | New York | San Francisco |
|---|---|---|
| Country | U.S.A. | U.S.A. |
| Currency | USD ($) | USD ($) |
| 1BR Rent Range | $2,100 - $4,500Cheaper | $2,400 - $4,600 |
| 2BR Rent Range | $2,600 - $5,700Cheaper | $3,100 - $5,900 |
| Groceries / mo | $650Cheaper | $675 |
| Transport Pass / mo | $132 | $98Cheaper |
| Dining Out / mo | $390Cheaper | $405 |
| English Level | 5/5 (Excellent) | 5/5 (Excellent) |
| Neighborhoods Tracked | 10 | 9 |
| Healthcare System | Private (employer-based) | Private (employer-based) |
Overall, New York tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.
10 neighborhoods, rent data, and full cost breakdown in U.S.A.
View New York details9 neighborhoods, rent data, and full cost breakdown in U.S.A.
View San Francisco detailsEnter your gross salary to see net pay, rent affordability, and savings potential in New York and San Francisco.
Open the comparison calculatorBased on our data, New York is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.
In New York, 1-bedroom rents range from $2,100 to $4,500 per month across 10 neighborhoods. In San Francisco, 1-bedroom rents range from $2,400 to $4,600 per month across 9 neighborhoods.
A monthly public transport pass costs $132 in New York and $98 in San Francisco. Both cities have well-developed public transit systems.
New York has an English proficiency rating of 5/5 (Excellent) and San Francisco rates 5/5 (Excellent). New York uses Private (employer-based) healthcare, while San Francisco uses Private (employer-based). Both factors are important for expats considering a move.