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Moving to U.S.A. from India

What the move actually looks like, from India to U.S.A.. Rent, taxes, healthcare, and the visa you'll need to sort out first.

Home/U.S.A./From India

Currency

USD

$

Healthcare

Private (employer-based)

$0/mo

Work Visa

3-12 months (H-1B lottery in April)

processing time

Deposit

2 mo

of rent

Visa & Work Permits

Work permit: H-1B for specialty occupations (lottery). L-1 for intra-company transfer. O-1 for extraordinary ability.
EU citizens: Same as non-EU. Work visa required. ESTA for tourism only (90 days).
Processing time: 3-12 months (H-1B lottery in April)

Which city in U.S.A.?

CityMedian Salary1BR Rent RangeEnglishNeighborhoods
New York$8,500$2,100 - $4,5005/510
Los Angeles$7,000$2,100 - $3,7005/59
San Francisco$10,000$2,400 - $4,6005/59
Chicago$6,500$1,600 - $2,5005/59
Seattle$9,000$1,700 - $2,9005/59
Austin$7,500$1,500 - $2,3005/59
Miami$6,000$1,700 - $3,3005/59
Boston$8,000$2,000 - $3,9005/59
Denver$6,500$1,600 - $2,5005/59
Atlanta$5,800$1,400 - $2,5005/59
Washington DC$7,500$2,000 - $2,9005/56
Phoenix$5,500$1,400 - $2,0005/56
Dallas$6,000$1,600 - $2,2005/56
Philadelphia$5,800$1,700 - $2,4005/56
San Diego$7,000$2,100 - $3,0005/56

What the taxman takes: India vs U.S.A.

Same gross salary in both places: $7,000 (USD) per month.

India

290.0%

effective tax rate

Net: β‚Ή6,380/mo

U.S.A.

1970.0%

effective tax rate

Net: $5,623/mo

Rough numbers for a single filer with standard deductions. Your actual rate shifts with income, city, and your own situation.

What daily life costs in U.S.A.

New York

1BR Rent
$2,100 - $4,500
Groceries/mo
$650
Transport Pass
$132
Full breakdown

Los Angeles

1BR Rent
$2,100 - $3,700
Groceries/mo
$575
Transport Pass
$100
Full breakdown

San Francisco

1BR Rent
$2,400 - $4,600
Groceries/mo
$675
Transport Pass
$98
Full breakdown

The up-front bill, moving to U.S.A.

Rental Deposit

2 month(s) of rent

Agency Fee

1 month(s) of rent

Registration & Admin

$50

Usually first+last month + security deposit. Credit check required (~$25-50). No agent fees in most markets.

See what your salary looks like in U.S.A.

Type in your gross pay. We'll show what lands after tax, which neighborhoods you can actually afford, and how much is left over each month.

Questions people actually ask

How does U.S.A. compare to India on cost of living?

It depends on the city. In New York, a one-bed runs $2,100 to $4,500 and groceries land around $650 a month. In Los Angeles, a one-bed runs $2,100 to $3,700 and groceries land around $575 a month. In San Francisco, a one-bed runs $2,400 to $4,600 and groceries land around $675 a month.

Do I need a visa to work in U.S.A. from India?

H-1B for specialty occupations (lottery). L-1 for intra-company transfer. O-1 for extraordinary ability. If you hold an EU passport: Same as non-EU. Work visa required. ESTA for tourism only (90 days).. Expect processing to take 3-12 months (H-1B lottery in April). Double-check the current rules with the U.S.A. immigration authority before you book anything.

How does healthcare work in U.S.A. once you arrive?

U.S.A. runs a Private (employer-based) system. Employer typically covers 70-80% of premium. Marketplace plans ~$400-700/month. No universal healthcare. Public coverage is roughly $0 a month. Private sits around $500.

How much tax will I pay in U.S.A.?

On $7,000 gross a month, you're looking at roughly 1970.0% effective. That leaves about $5,623 in your account. The real number moves with your income, your city, and your situation.

What up-front money do I need to move from India to U.S.A.?

Budget 2 month(s) of rent for the deposit, plus another 1 month(s) for the agency fee. Registration and paperwork usually come in around $50. Usually first+last month + security deposit. Credit check required (~$25-50). No agent fees in most markets.