Malta
Cost of Living in Malta
A quick read on net pay, neighborhoods you can actually afford, and what's left at the end of the month.
Living in Malta costs from roughly €1,938/month for one person (rent plus essentials) in its most affordable city, while the median local salary is about €2,300/month.
Calculate Your Finances in Malta
Enter your gross monthly salary to see net pay, tax breakdown, and compare cities
Free calculator with 2026 tax rates. No data stored.
What it costs to live in Malta
Across AffordWhere's Malta dataset, average 1-bedroom rent ranges from about €852 per month in Birkirkara to €1,368 in St Julian's — a 61% difference for the same apartment size. A single person's all-in monthly budget (rent plus tracked essentials) starts around €1,938 in Birkirkara and reaches about €2,767 in St Julian's. On the median gross salary of €2,300 per month, take-home pay in Malta is roughly €1,778 after an effective 22.7% in tax and contributions.
| City | Avg 1BR rent /mo | Est. monthly budget (solo) |
|---|---|---|
| Birkirkara | €852 | €1,938 |
| Valletta | €1,040 | €2,284 |
| Sliema | €1,311 | €2,692 |
| St Julian's | €1,368 | €2,767 |
Budget = average 1-bedroom rent across tracked neighborhoods plus tracked monthly essentials (groceries, transport, utilities, and more). Sources on our data sources page.
Common questions about Malta
Cities across Malta
Calculate your net salary in Malta
Malta Income Tax Calculator
Take-home pay at common salary levels, with the full breakdown: income tax, social contributions, health insurance. Rates come straight from the government.
Top Malta salary benchmarks
What does it actually cost to live in each city? Budget, comfortable, and premium tiers.
- Salary needed in VallettaActual costs plus tax, worked back to a gross figure
- Salary needed in SliemaActual costs plus tax, worked back to a gross figure
- Salary needed in St Julian'sActual costs plus tax, worked back to a gross figure
- Salary needed in BirkirkaraActual costs plus tax, worked back to a gross figure
Moving to Malta?
Browse destinations around the world, filtered by where you're coming from.
Browse all moving guidesMoving to Malta? Start with the numbers.
The gross salary on your offer letter isn't what lands in your account. Type yours in and you'll see:
- Net monthly income after every deduction
- A line-by-line tax breakdown — income tax and social contributions
- Your effective tax rate
- How cost of living compares city by city
- Neighborhoods you can actually afford
Figures use 2026 tax rates from official Malta government sources. Full attribution lives on our data sources page.