How much do you need to earn to live here, after Malta takes its share?
Here's the gross monthly salary that covers rent, food, transport, and utilities once Malta's tax system has taken its cut. (2026)
The floor in St Julian's is roughly €2,626/month gross, on a lean budget.
For something that feels comfortable, think €3,222/month gross (€2,440 net after ~24% tax).
| Expense | Budget | Comfortable | Premium |
|---|---|---|---|
| Rent (1BR) | €1,020 Cheapest neighborhood (Residential District) | €1,345 Median neighborhood | €1,615 Premium neighborhood (City Centre) |
| Groceries | €365 | €438 | €548 |
| Transport | €106 | €106 | €106 |
| Utilities | €259 | €259 | €259 |
| Dining & Entertainment | €243 | €292 | €365 |
| Total Monthly Expenses | €1,993 | €2,440 | €2,893 |
€2,626/month gross
€3,222/month gross
€3,826/month gross
Second-hand 1BR rents across 3 neighborhoods in St Julian's.
Residential District
22 min by transit
€1,020 - €1,270
University Quarter
15 min by transit
€1,200 - €1,490
City Centre
8 min by walk
€1,440 - €1,790
City Centre
8 min by walk
€1,440 - €1,790
University Quarter
15 min by transit
€1,200 - €1,490
Residential District
22 min by transit
€1,020 - €1,270
All 3 neighborhoods, the full expense sheet, and what you could save.
Explore St Julian'sPlug in what you'd really earn. Get your take-home pay, neighborhoods within reach, and monthly savings.
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We add up monthly expenses (rent, groceries, transport, utilities, dining out) for each lifestyle tier, then work backwards to find the gross salary that lands on that number after Malta's income tax and social contributions. Rent data reflects second-hand listings, which is what expats actually pay. All figures come from 2026 official government statistics. Full attribution lives on our data sources page.
On a budget lifestyle, you need at least €2,626/month gross salary to cover basic expenses in St Julian's. For a comfortable lifestyle, aim for €3,222/month gross. These figures include rent, food, transport, utilities, and dining out, with taxes calculated for Malta.
The average 1-bedroom rent across 3 neighborhoods in St Julian's is approximately €1,368/month. Rents range from €1,020 in Residential District to €1,790 in City Centre.
Monthly groceries for a single person in St Julian's cost approximately €365. This covers basic home cooking. Dining out and premium food will add to this budget.
Tax rates in Malta are progressive. At the budget salary level of €2,626/month, the effective tax rate is approximately 24%. At the comfortable level of €3,222/month, it rises to approximately 24%. This includes income tax and social contributions.