Cost of Living in Poland
A quick read on net pay, neighborhoods you can actually afford, and what's left at the end of the month.
Living in Poland costs from roughly zł6,518/month for one person (rent plus essentials) in its most affordable city, while the median local salary is about zł14,000/month.
Calculate Your Finances in Poland
Enter your gross monthly salary to see net pay, tax breakdown, and compare cities
Free calculator with 2026 tax rates. No data stored.
What it costs to live in Poland
Across AffordWhere's Poland dataset, average 1-bedroom rent ranges from about zł3,273 per month in Krakow to zł4,113 in Warsaw — a 26% difference for the same apartment size. A single person's all-in monthly budget (rent plus tracked essentials) starts around zł6,518 in Krakow and reaches about zł7,793 in Warsaw. On the median gross salary of zł14,000 per month, take-home pay in Poland is roughly zł9,844 after an effective 29.7% in tax and contributions.
| City | Avg 1BR rent /mo | Est. monthly budget (solo) |
|---|---|---|
| Krakow | zł3,273 | zł6,518 |
| Wrocław | zł3,620 | zł6,945 |
| Gdańsk | zł4,090 | zł7,420 |
| Warsaw | zł4,113 | zł7,793 |
Budget = average 1-bedroom rent across tracked neighborhoods plus tracked monthly essentials (groceries, transport, utilities, and more). Sources on our data sources page.
Common questions about Poland
Cities across Poland
Calculate your net salary in Poland
Poland Income Tax Calculator
Take-home pay at common salary levels, with the full breakdown: income tax, social contributions, health insurance. Rates come straight from the government.
Top Poland salary benchmarks
What does it actually cost to live in each city? Budget, comfortable, and premium tiers.
- Salary needed in WarsawActual costs plus tax, worked back to a gross figure
- Salary needed in KrakowActual costs plus tax, worked back to a gross figure
- Salary needed in WrocławActual costs plus tax, worked back to a gross figure
- Salary needed in GdańskActual costs plus tax, worked back to a gross figure
Moving to Poland?
Browse destinations around the world, filtered by where you're coming from.
Browse all moving guidesMoving to Poland? Start with the numbers.
The gross salary on your offer letter isn't what lands in your account. Type yours in and you'll see:
- Net monthly income after every deduction
- A line-by-line tax breakdown — income tax and social contributions
- Your effective tax rate
- How cost of living compares city by city
- Neighborhoods you can actually afford
Figures use 2026 tax rates from official Poland government sources. Full attribution lives on our data sources page.