🇵🇱

Calculate Your Finances in Warsaw

Enter your gross monthly salary to see net pay, affordable neighborhoods, and savings

PLN

Free calculator with 2026 tax rates. No data stored.

Cost of Living in Warsaw, Poland

Poland's capital. Growing tech hub, affordable living, modern city center.

Currency
PLN ()
English Level
Good
Healthcare
Public (NFZ)

Rental Prices in Warsaw

1-Bedroom Apartment
zł3,100 - zł5,400
per month
2-Bedroom Apartment
zł4,200 - zł7,200
per month

* Prices shown are second-hand rental market rates, typical for expats.12 neighborhoods tracked. Source: Official government housing statistics.

Monthly Living Costs

Groceries
zł1,500
Transport
zł110
Utilities
zł820
Dining Out
zł600

Utility costs based on Eurostat Energy Statistics.

Popular Neighborhoods

Śródmieście
City center. Mix of modern and historic, central business district.
5 min walkzł4,700+/mo
Mokotów
Popular residential district. Parks, families, good infrastructure.
20 min metrozł4,000+/mo
Praga
East bank district. Hip, artistic, more affordable, up-and-coming.
15 min metrozł3,300+/mo
Żoliborz
Green residential area. Quiet, families, near parks.
20 min metrozł4,200+/mo
Wola
Business district west of center. Skyscrapers, offices, modern.
15 min metrozł4,400+/mo
Ochota
Central-west district. Residential, universities, good transport.
18 min metrozł3,700+/mo

Work Visa

Type A work permit for most jobs. EU Blue Card available.

Processing: 1-3 months

Relocation Costs

Usually 1-2 months deposit. Market is tenant-friendly.

Typical deposit: 2 months rent

Enter your salary above to see a personalized breakdown of your finances in Warsaw

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026View methodology

Guides for Warsaw

Explore similar cities

Frequently Asked Questions about Warsaw