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What does your salary buy in Osaka?

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Cost of Living in Osaka, Japan

Japan's second economy. More affordable than Tokyo, strong in manufacturing and pharma. Known for friendly locals and food culture.

Currency
JPY (¥)
English Level
Basic
Healthcare
Public (NHI) + Employer Insurance (Shakai Hoken)

Rental Prices in Osaka

1-Bedroom Apartment
¥85,000 - ¥140,000
per month
2-Bedroom Apartment
¥120,000 - ¥200,000
per month

* Prices shown are second-hand rental market rates, typical for expats.6 neighborhoods tracked. Source: Official government housing statistics.

Monthly Living Costs

Groceries
¥35,000
Transport
¥9,000
Utilities
¥14,000
Dining Out
¥12,000

Utility costs based on Eurostat Energy Statistics.

Popular Neighborhoods

Umeda
Osaka's main business district in Kita-ku. Major transport hub, department stores, office towers.
0 min metro•¥110,000+/mo
Namba
Entertainment and shopping hub in Minami. Dotonbori, nightlife, bustling street food scene.
5 min metro•¥100,000+/mo
Shinsaibashi
Prime shopping and dining district. Brand boutiques, restaurants, central location.
3 min metro•¥105,000+/mo
Tennoji
Southern Osaka hub with good transit. More affordable, mix of old and new developments.
10 min metro•¥90,000+/mo
Fukushima
Trendy area near Umeda. Popular restaurant scene, young professionals, good nightlife.
5 min metro•¥95,000+/mo
Nipponbashi
Affordable central option. Electronics district (Den Den Town), good transit connections.
8 min metro•¥85,000+/mo

Work Visa

Highly Skilled Professional visa (HSP), Engineer/Specialist in Humanities visa. Employer sponsorship required.

Processing: 1-3 months

Relocation Costs

Key money (reikin) 1-2 months + deposit (shikikin) 1-2 months. Guarantor company required for most rentals.

Typical deposit: 4 months rent

Enter your salary above to see a personalized breakdown of your finances in Osaka

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

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Guides for Osaka

  • Cost of Living in Tokyo 2026: Monthly Budget by NeighborhoodTokyo 1BR rent starts at ¥80,000 ($530) in outer wards. Neighborhood-by-neighborhood cost breakdown, monthly budget for singles, and where expats save the most.
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  • Moving Abroad Checklist: Everything You Need to DoThe complete checklist for relocating internationally - from 6 months before to your first week abroad. Documents, finances, housing, and more.
    Planning14 min read
View all guides →

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Frequently Asked Questions about Osaka

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Cost of Living in Tokyo 2026: Monthly Budget by Neighborhood

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Updated Jan 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Jan 2026 rent data