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Calculate Your Finances in Osaka

Enter your gross monthly salary to see net pay, affordable neighborhoods, and savings

JPY

Free calculator with 2026 tax rates. No data stored.

Cost of Living in Osaka, Japan

Japan's second economy. More affordable than Tokyo, strong in manufacturing and pharma. Known for friendly locals and food culture.

Currency
JPY (¥)
English Level
Basic
Healthcare
Public (NHI) + Employer Insurance (Shakai Hoken)

Rental Prices in Osaka

1-Bedroom Apartment
¥85,000 - ¥140,000
per month
2-Bedroom Apartment
¥120,000 - ¥200,000
per month

* Prices shown are second-hand rental market rates, typical for expats.6 neighborhoods tracked. Source: Official government housing statistics.

Monthly Living Costs

Groceries
¥35,000
Transport
¥9,000
Utilities
¥14,000
Dining Out
¥12,000

Utility costs based on Eurostat Energy Statistics.

Popular Neighborhoods

Umeda
Osaka's main business district in Kita-ku. Major transport hub, department stores, office towers.
0 min metro•¥110,000+/mo
Namba
Entertainment and shopping hub in Minami. Dotonbori, nightlife, bustling street food scene.
5 min metro•¥100,000+/mo
Shinsaibashi
Prime shopping and dining district. Brand boutiques, restaurants, central location.
3 min metro•¥105,000+/mo
Tennoji
Southern Osaka hub with good transit. More affordable, mix of old and new developments.
10 min metro•¥90,000+/mo
Fukushima
Trendy area near Umeda. Popular restaurant scene, young professionals, good nightlife.
5 min metro•¥95,000+/mo
Nipponbashi
Affordable central option. Electronics district (Den Den Town), good transit connections.
8 min metro•¥85,000+/mo

Work Visa

Highly Skilled Professional visa (HSP), Engineer/Specialist in Humanities visa. Employer sponsorship required.

Processing: 1-3 months

Relocation Costs

Key money (reikin) 1-2 months + deposit (shikikin) 1-2 months. Guarantor company required for most rentals.

Typical deposit: 4 months rent

Enter your salary above to see a personalized breakdown of your finances in Osaka

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

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