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Nagoya vs Osaka: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Nagoya (Japan) and Osaka (Japan). Data sourced from official government statistics, updated 2026.

CategoryNagoyaOsaka
CountryJapanJapan
CurrencyJPY (¥)JPY (¥)
1BR Rent Range¥75,000 - ¥120,000Cheaper¥85,000 - ¥140,000
2BR Rent Range¥110,000 - ¥180,000Cheaper¥120,000 - ¥200,000
Groceries / mo¥33,000Cheaper¥35,000
Transport Pass / mo¥8,500Cheaper¥9,000
Dining Out / mo¥11,000Cheaper¥12,000
English Level2/5 (Basic)2/5 (Basic)
Neighborhoods Tracked66
Healthcare SystemPublic (NHI) + Employer Insurance (Shakai Hoken)Public (NHI) + Employer Insurance (Shakai Hoken)

Verdict

Overall, Nagoya tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Nagoya

6 neighborhoods, rent data, and full cost breakdown in Japan

View Nagoya details

Explore Osaka

6 neighborhoods, rent data, and full cost breakdown in Japan

View Osaka details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in Nagoya and Osaka.

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Frequently Asked Questions

Is Nagoya or Osaka cheaper to live in?

Based on our data, Nagoya is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Nagoya vs Osaka?

In Nagoya, 1-bedroom rents range from ¥75,000 to ¥120,000 per month across 6 neighborhoods. In Osaka, 1-bedroom rents range from ¥85,000 to ¥140,000 per month across 6 neighborhoods.

How do transport costs compare in Nagoya vs Osaka?

A monthly public transport pass costs ¥8,500 in Nagoya and ¥9,000 in Osaka. Both cities have well-developed public transit systems.

Which city is better for expats, Nagoya or Osaka?

Nagoya has an English proficiency rating of 2/5 (Basic) and Osaka rates 2/5 (Basic). Nagoya uses Public (NHI) + Employer Insurance (Shakai Hoken) healthcare, while Osaka uses Public (NHI) + Employer Insurance (Shakai Hoken). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data