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What does your salary buy in Kobe?

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Cost of Living in Kobe, Japan

International port city. Fashion and food hub, mountain backdrop, established expat community.

Currency
JPY (¥)
English Level
Moderate
Healthcare
Public (NHI) + Employer Insurance (Shakai Hoken)

Rental Prices in Kobe

1-Bedroom Apartment
¥100,000 - ¥210,000
per month
2-Bedroom Apartment
¥142,000 - ¥296,000
per month

* Prices shown are second-hand rental market rates, typical for expats.5 neighborhoods tracked. Source: Official government housing statistics.

Monthly Living Costs

Groceries
¥22,400
Transport
¥8,500
Utilities
¥12,900
Dining Out
¥12,000

Utility costs based on Eurostat Energy Statistics.

Popular Neighborhoods

Sannomiya
Kobe's commercial heart. Department stores, international restaurants, and JR/Hankyu/subway hub.
5 min walk•¥160,000+/mo
Kitano
Hillside enclave of Western-style ijinkan mansions. International community, cafes, and harbour views.
10 min walk•¥172,000+/mo
Motomachi
Historic shopping street and Chinatown. Nankinmachi, retro arcades, and Meriken Park waterfront.
8 min walk•¥148,000+/mo
Suma
Affordable seaside ward with Suma Beach. Laid-back vibe, local fish markets, and JR commute into town.
22 min train•¥100,000+/mo
Rokko
Hillside residential with mountain trails and cool summers. University area with stunning city and sea views.
15 min train•¥124,000+/mo

Work Visa

Highly Skilled Professional visa (HSP), Engineer/Specialist in Humanities visa. Employer sponsorship required.

Processing: 1-3 months

Relocation Costs

Key money (reikin) 1-2 months + deposit (shikikin) 1-2 months. Guarantor company required for most rentals.

Typical deposit: 4 months rent

Enter your salary above to see a personalized breakdown of your finances in Kobe

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

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Guides for Kobe

  • Cost of Living in Tokyo 2026: Monthly Budget by NeighborhoodTokyo 1BR rent starts at ¥80,000 ($530) in outer wards. Neighborhood-by-neighborhood cost breakdown, monthly budget for singles, and where expats save the most.
    Cost of Living12 min read
  • Moving Abroad Checklist: Everything You Need to DoThe complete checklist for relocating internationally - from 6 months before to your first week abroad. Documents, finances, housing, and more.
    Planning14 min read
View all guides →

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data