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New York vs Philadelphia: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in New York (U.S.A.) and Philadelphia (U.S.A.). Data sourced from official government statistics, updated 2026.

CategoryNew YorkPhiladelphia
CountryU.S.A.U.S.A.
CurrencyUSD ($)USD ($)
1BR Rent Range$2,100 - $4,500$1,700 - $2,400Cheaper
2BR Rent Range$2,600 - $5,700$2,100 - $2,900Cheaper
Groceries / mo$650$470Cheaper
Transport Pass / mo$132$99Cheaper
Dining Out / mo$390$290Cheaper
English Level5/5 (Excellent)5/5 (Excellent)
Neighborhoods Tracked106
Healthcare SystemPrivate (employer-based)Private (employer-based)

Verdict

Overall, Philadelphia tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore New York

10 neighborhoods, rent data, and full cost breakdown in U.S.A.

View New York details

Explore Philadelphia

6 neighborhoods, rent data, and full cost breakdown in U.S.A.

View Philadelphia details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in New York and Philadelphia.

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Frequently Asked Questions

Is New York or Philadelphia cheaper to live in?

Based on our data, Philadelphia is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in New York vs Philadelphia?

In New York, 1-bedroom rents range from $2,100 to $4,500 per month across 10 neighborhoods. In Philadelphia, 1-bedroom rents range from $1,700 to $2,400 per month across 6 neighborhoods.

How do transport costs compare in New York vs Philadelphia?

A monthly public transport pass costs $132 in New York and $99 in Philadelphia. Both cities have well-developed public transit systems.

Which city is better for expats, New York or Philadelphia?

New York has an English proficiency rating of 5/5 (Excellent) and Philadelphia rates 5/5 (Excellent). New York uses Private (employer-based) healthcare, while Philadelphia uses Private (employer-based). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data