Chicago vs Philadelphia: Cost of Living Compared
A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Chicago (U.S.A.) and Philadelphia (U.S.A.). Data sourced from official government statistics, updated 2026.
Bottom line: Chicago and Philadelphia cost about the same on a typical 1-bedroom — both averaging around $2,050 per month. Full side-by-side breakdown below.
| Category | Chicago | Philadelphia |
|---|---|---|
| Country | U.S.A. | U.S.A. |
| Currency | USD ($) | USD ($) |
| 1BR Rent Range | $1,600 - $2,500 | $1,700 - $2,400 |
| 2BR Rent Range | $1,900 - $3,200 | $2,100 - $2,900Cheaper |
| Groceries / mo | $525 | $470Cheaper |
| Transport Pass / mo | $105 | $99Cheaper |
| Dining Out / mo | $315 | $290Cheaper |
| English Level | 5/5 (Excellent) | 5/5 (Excellent) |
| Neighborhoods Tracked | 9 | 6 |
| Healthcare System | Private (employer-based) | Private (employer-based) |
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Overall, Philadelphia tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.
Explore Chicago
9 neighborhoods, rent data, and full cost breakdown in U.S.A.
View Chicago detailsExplore Philadelphia
6 neighborhoods, rent data, and full cost breakdown in U.S.A.
View Philadelphia detailsCalculate your salary in both cities
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Frequently Asked Questions
Is Chicago or Philadelphia cheaper to live in?
A typical 1-bedroom averages around $2,050 per month in both Chicago and Philadelphia. Overall, Philadelphia is generally cheaper to live in across rent, groceries, transport, and dining, though costs vary by neighborhood and lifestyle.
What is rent like in Chicago vs Philadelphia?
In Chicago, 1-bedroom rents range from $1,600 to $2,500 per month across 9 neighborhoods. In Philadelphia, 1-bedroom rents range from $1,700 to $2,400 per month across 6 neighborhoods.
How do transport costs compare in Chicago vs Philadelphia?
A monthly public transport pass costs $105 in Chicago and $99 in Philadelphia. Both cities have well-developed public transit systems.
Which city is better for expats, Chicago or Philadelphia?
Chicago has an English proficiency rating of 5/5 (Excellent) and Philadelphia rates 5/5 (Excellent). Chicago uses Private (employer-based) healthcare, while Philadelphia uses Private (employer-based). Both factors are important for expats considering a move.