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Calculate Your Finances in Ottawa

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CAD/month

Free calculator with 2026 tax rates. No data stored.

Cost of Living in Ottawa, Canada

National capital with strong government and tech sectors. Bilingual city, affordable compared to Toronto. Cold winters, beautiful fall foliage.

Currency
CAD ($)
English Level
Excellent
Healthcare
Public (Provincial Health Insurance)

Rental Prices in Ottawa

1-Bedroom Apartment
$1,800 - $2,500
per month
2-Bedroom Apartment
$2,400 - $3,300
per month

* Prices shown are second-hand rental market rates, typical for expats.5 neighborhoods tracked. Source: Official government housing statistics.

Monthly Living Costs

Groceries
$480
Transport
$125
Utilities
$220
Dining Out
$270

Utility costs based on Eurostat Energy Statistics.

Popular Neighborhoods

Downtown Ottawa
Parliament Hill and government offices. Rideau Canal, ByWard Market nearby. Central but quiet.
5 min walk•$2,000+/mo
ByWard Market
Historic market district. Restaurants, nightlife, farmers market. Touristy but vibrant.
8 min walk•$1,900+/mo
The Glebe
Leafy, family-friendly neighborhood. Bank Street shops, canal access, Victorian homes.
15 min bus•$1,900+/mo
Westboro
Trendy west-end village. Local boutiques, cafes, Ottawa River access. Popular with young professionals.
15 min LRT•$1,800+/mo
Centretown
Urban living near downtown. Mix of old and new, good transit, diverse restaurants.
8 min walk•$1,800+/mo

Work Visa

Express Entry for skilled workers (points-based). LMIA required for most employer-sponsored permits.

Processing: 2-6 months (Express Entry), 2-4 months (LMIA)

Relocation Costs

First and last month rent common. Credit check required. No agent fees for tenants. Utilities usually separate.

Typical deposit: 1 months rent

Enter your salary above to see a personalized breakdown of your finances in Ottawa

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

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Guides for Ottawa

  • Moving Abroad Checklist: Everything You Need to DoThe complete checklist for relocating internationally - from 6 months before to your first week abroad. Documents, finances, housing, and more.
    Planning14 min read
View all guides →

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More in Canada

TorontoCanada's largest city and financial capital
Avg. 1BR: $2,714/mo
VancouverPacific coast gem surrounded by mountains
Avg. 1BR: $2,708/mo
MontrealBilingual cultural capital
Avg. 1BR: $1,850/mo

Similar cost of living

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Avg. 1BR: €1,744/mo
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Avg. 1BR: £2,111/mo

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See what your salary really means before you move. Net pay, rent, and savings across 32 countries.

Updated Jan 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Jan 2026 rent data