How much do you need to earn to live in Surabaya? We calculate the gross monthly salary required to cover rent, food, transport, and utilities — accounting for Indonesia's tax system.
You need at least Rp10,239,178/month gross to live in Surabaya on a budget.
For a comfortable lifestyle, aim for Rp17,787,947/month gross (Rp15,880,000 net after ~11% tax).
| Expense | Budget | Comfortable | Premium |
|---|---|---|---|
| Rent (1BR) | Rp5,000,000 Cheapest neighborhood (Rungkut) | Rp10,650,000 Median neighborhood | Rp12,500,000 Premium neighborhood (Gubeng) |
| Groceries | Rp2,000,000 | Rp2,400,000 | Rp3,000,000 |
| Transport | Rp400,000 | Rp400,000 | Rp400,000 |
| Utilities | Rp990,000 | Rp990,000 | Rp990,000 |
| Dining & Entertainment | Rp1,200,000 | Rp1,440,000 | Rp1,800,000 |
| Total Monthly Expenses | Rp9,590,000 | Rp15,880,000 | Rp18,690,000 |
Rp10,239,178/month gross
Rp17,787,947/month gross
Rp21,161,297/month gross
1-bedroom second-hand rents across 5 neighborhoods in Surabaya
Rungkut
30 min by car
Rp5,000,000 - Rp7,500,000
Surabaya Pusat
5 min by car
Rp7,500,000 - Rp11,000,000
Tunjungan
8 min by walk
Rp8,800,000 - Rp12,500,000
Gubeng
10 min by car
Rp10,000,000 - Rp15,000,000
Citraland
25 min by car
Rp9,400,000 - Rp13,500,000
Tunjungan
8 min by walk
Rp8,800,000 - Rp12,500,000
See all 5 neighborhoods, detailed expense breakdowns, and savings projections.
Explore SurabayaEnter your actual salary to see your take-home pay, affordable neighborhoods, and savings potential.
Open calculatorWe total monthly expenses (rent, groceries, transport, utilities, dining out) for each lifestyle tier, then reverse-calculate the gross salary needed to cover those expenses after Indonesia's income tax and social contributions. Rent data comes from second-hand market listings (what expats actually pay). All figures are based on 2026 data from official government statistics. See our data sources for full attribution.
On a budget lifestyle, you need at least Rp10,239,178/month gross salary to cover basic expenses in Surabaya. For a comfortable lifestyle, aim for Rp17,787,947/month gross. These figures include rent, food, transport, utilities, and dining out, with taxes calculated for Indonesia.
The average 1-bedroom rent across 5 neighborhoods in Surabaya is approximately Rp10,020,000/month. Rents range from Rp5,000,000 in Rungkut to Rp15,000,000 in Gubeng.
Monthly groceries for a single person in Surabaya cost approximately Rp2,000,000. This covers basic home cooking. Dining out and premium food will add to this budget.
Tax rates in Indonesia are progressive. At the budget salary level of Rp10,239,178/month, the effective tax rate is approximately 6%. At the comfortable level of Rp17,787,947/month, it rises to approximately 11%. This includes income tax and social contributions.