How much do you need to earn to live here, after Indonesia takes its share?
Here's the gross monthly salary that covers rent, food, transport, and utilities once Indonesia's tax system has taken its cut. (2026)
The floor in Bali is roughly Rp14,690,708/month gross, on a lean budget.
For something that feels comfortable, think Rp20,795,149/month gross (Rp18,385,000 net after ~12% tax).
| Expense | Budget | Comfortable | Premium |
|---|---|---|---|
| Rent (1BR) | Rp6,500,000 Cheapest neighborhood (Ubud) | Rp10,625,000 Median neighborhood | Rp14,000,000 Premium neighborhood (Seminyak) |
| Groceries | Rp2,800,000 | Rp3,360,000 | Rp4,200,000 |
| Transport | Rp800,000 | Rp800,000 | Rp800,000 |
| Utilities | Rp1,200,000 | Rp1,200,000 | Rp1,200,000 |
| Dining & Entertainment | Rp2,000,000 | Rp2,400,000 | Rp3,000,000 |
| Total Monthly Expenses | Rp13,300,000 | Rp18,385,000 | Rp23,200,000 |
Rp14,690,708/month gross
Rp20,795,149/month gross
Rp26,575,461/month gross
Second-hand 1BR rents across 4 neighborhoods in Bali.
Ubud
45 min by car
Rp6,500,000 - Rp13,000,000
Sanur
15 min by car
Rp7,000,000 - Rp12,000,000
Canggu
35 min by car
Rp8,000,000 - Rp15,000,000
Seminyak
25 min by car
Rp10,000,000 - Rp18,000,000
Canggu
35 min by car
Rp8,000,000 - Rp15,000,000
Sanur
15 min by car
Rp7,000,000 - Rp12,000,000
All 4 neighborhoods, the full expense sheet, and what you could save.
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We add up monthly expenses (rent, groceries, transport, utilities, dining out) for each lifestyle tier, then work backwards to find the gross salary that lands on that number after Indonesia's income tax and social contributions. Rent data reflects second-hand listings, which is what expats actually pay. All figures come from 2026 official government statistics. Full attribution lives on our data sources page.
On a budget lifestyle, you need at least Rp14,690,708/month gross salary to cover basic expenses in Bali. For a comfortable lifestyle, aim for Rp20,795,149/month gross. These figures include rent, food, transport, utilities, and dining out, with taxes calculated for Indonesia.
The average 1-bedroom rent across 4 neighborhoods in Bali is approximately Rp11,187,500/month. Rents range from Rp6,500,000 in Ubud to Rp18,000,000 in Seminyak.
Monthly groceries for a single person in Bali cost approximately Rp2,800,000. This covers basic home cooking. Dining out and premium food will add to this budget.
Tax rates in Indonesia are progressive. At the budget salary level of Rp14,690,708/month, the effective tax rate is approximately 10%. At the comfortable level of Rp20,795,149/month, it rises to approximately 12%. This includes income tax and social contributions.