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Bali vs Surabaya: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Bali (Indonesia) and Surabaya (Indonesia). Data sourced from official government statistics, updated 2026.

CategoryBaliSurabaya
CountryIndonesiaIndonesia
CurrencyIDR (Rp)IDR (Rp)
1BR Rent RangeRp6,500,000 - Rp18,000,000Rp5,000,000 - Rp15,000,000Cheaper
2BR Rent RangeRp11,000,000 - Rp30,000,000Rp8,000,000 - Rp23,000,000Cheaper
Groceries / moRp2,800,000Rp2,000,000Cheaper
Transport Pass / moRp800,000Rp400,000Cheaper
Dining Out / moRp2,000,000Rp1,200,000Cheaper
English Level4/5 (Good)Cheaper2/5 (Basic)
Neighborhoods Tracked45
Healthcare SystemBPJS (Public) + PrivateBPJS (Public) + Private

Verdict

Overall, Surabaya tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Bali

4 neighborhoods, rent data, and full cost breakdown in Indonesia

View Bali details

Explore Surabaya

5 neighborhoods, rent data, and full cost breakdown in Indonesia

View Surabaya details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in Bali and Surabaya.

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Frequently Asked Questions

Is Bali or Surabaya cheaper to live in?

Based on our data, Surabaya is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Bali vs Surabaya?

In Bali, 1-bedroom rents range from Rp6,500,000 to Rp18,000,000 per month across 4 neighborhoods. In Surabaya, 1-bedroom rents range from Rp5,000,000 to Rp15,000,000 per month across 5 neighborhoods.

How do transport costs compare in Bali vs Surabaya?

A monthly public transport pass costs Rp800,000 in Bali and Rp400,000 in Surabaya. Both cities have well-developed public transit systems.

Which city is better for expats, Bali or Surabaya?

Bali has an English proficiency rating of 4/5 (Good) and Surabaya rates 2/5 (Basic). Bali uses BPJS (Public) + Private healthcare, while Surabaya uses BPJS (Public) + Private. Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data