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Chicago vs Denver: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Chicago (U.S.A.) and Denver (U.S.A.). Data sourced from official government statistics, updated 2026.

CategoryChicagoDenver
CountryU.S.A.U.S.A.
CurrencyUSD ($)USD ($)
1BR Rent Range$1,600 - $2,500$1,600 - $2,500
2BR Rent Range$1,900 - $3,200Cheaper$2,000 - $3,200
Groceries / mo$525$525
Transport Pass / mo$105Cheaper$114
Dining Out / mo$315$315
English Level5/5 (Excellent)5/5 (Excellent)
Neighborhoods Tracked99
Healthcare SystemPrivate (employer-based)Private (employer-based)

Verdict

Overall, Chicago tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Chicago

9 neighborhoods, rent data, and full cost breakdown in U.S.A.

View Chicago details

Explore Denver

9 neighborhoods, rent data, and full cost breakdown in U.S.A.

View Denver details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in Chicago and Denver.

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Frequently Asked Questions

Is Chicago or Denver cheaper to live in?

Based on our data, Chicago is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Chicago vs Denver?

In Chicago, 1-bedroom rents range from $1,600 to $2,500 per month across 9 neighborhoods. In Denver, 1-bedroom rents range from $1,600 to $2,500 per month across 9 neighborhoods.

How do transport costs compare in Chicago vs Denver?

A monthly public transport pass costs $105 in Chicago and $114 in Denver. Both cities have well-developed public transit systems.

Which city is better for expats, Chicago or Denver?

Chicago has an English proficiency rating of 5/5 (Excellent) and Denver rates 5/5 (Excellent). Chicago uses Private (employer-based) healthcare, while Denver uses Private (employer-based). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data