Austin vs Chicago: Cost of Living Compared
A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Austin (U.S.A.) and Chicago (U.S.A.). Data sourced from official government statistics, updated 2026.
Bottom line: Austin is about 7% cheaper than Chicago on a typical 1-bedroom — averaging $1,900 versus $2,050 per month. Full side-by-side breakdown below.
| Category | Austin | Chicago |
|---|---|---|
| Country | U.S.A. | U.S.A. |
| Currency | USD ($) | USD ($) |
| 1BR Rent Range | $1,500 - $2,300Cheaper | $1,600 - $2,500 |
| 2BR Rent Range | $1,900 - $2,900Cheaper | $1,900 - $3,200 |
| Groceries / mo | $475Cheaper | $525 |
| Transport Pass / mo | $41Cheaper | $105 |
| Dining Out / mo | $285Cheaper | $315 |
| English Level | 5/5 (Excellent) | 5/5 (Excellent) |
| Neighborhoods Tracked | 9 | 9 |
| Healthcare System | Private (employer-based) | Private (employer-based) |
What does your salary buy in Austin?
Enter your gross monthly salary to see your take-home pay, affordable neighborhoods, and savings potential
Free calculator with 2026 tax rates. No data stored.
Not sure where to start? See minimum salary needed
Start guided calculatorVerdict
Overall, Austin tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.
Explore Austin
9 neighborhoods, rent data, and full cost breakdown in U.S.A.
View Austin detailsExplore Chicago
9 neighborhoods, rent data, and full cost breakdown in U.S.A.
View Chicago detailsCalculate your salary in both cities
Enter your gross salary to see net pay, rent affordability, and savings potential in Austin and Chicago.
Open the comparison calculatorRelated comparisons
Other cost-of-living comparisons featuring Austin or Chicago.
Frequently Asked Questions
Is Austin or Chicago cheaper to live in?
On a typical 1-bedroom, Austin is about 7% cheaper than Chicago — averaging $1,900 versus $2,050 per month. Overall, Austin is generally cheaper to live in across rent, groceries, transport, and dining, though costs vary by neighborhood and lifestyle.
What is rent like in Austin vs Chicago?
In Austin, 1-bedroom rents range from $1,500 to $2,300 per month across 9 neighborhoods. In Chicago, 1-bedroom rents range from $1,600 to $2,500 per month across 9 neighborhoods.
How do transport costs compare in Austin vs Chicago?
A monthly public transport pass costs $41 in Austin and $105 in Chicago. Both cities have well-developed public transit systems.
Which city is better for expats, Austin or Chicago?
Austin has an English proficiency rating of 5/5 (Excellent) and Chicago rates 5/5 (Excellent). Austin uses Private (employer-based) healthcare, while Chicago uses Private (employer-based). Both factors are important for expats considering a move.
