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Salary Needed to Live in Turku, Finland (2026)

How much do you need to earn to live in Turku? We calculate the gross monthly salary required to cover rent, food, transport, and utilities — accounting for Finland's tax system.

You need at least €1,791/month gross to live in Turku on a budget.

For a comfortable lifestyle, aim for €2,385/month gross (€1,668 net after ~30% tax).

Monthly Expense Breakdown by Lifestyle

ExpenseBudgetComfortablePremium
Rent (1BR)
€580
Cheapest neighborhood (Runosmäki)
€840
Median neighborhood
€925
Premium neighborhood (Keskusta)
Groceries€320€384€480
Transport€52€52€52
Utilities€128€128€128
Dining & Entertainment€220€264€330
Total Monthly Expenses€1,300€1,668€1,915

Budget Lifestyle

€1,791/month gross

Take-home pay€1,300
Effective tax rate~27%
Monthly expenses€1,300

Comfortable Lifestyle

€2,385/month gross

Take-home pay€1,668
Effective tax rate~30%
Monthly expenses€1,668

Premium Lifestyle

€2,835/month gross

Take-home pay€1,915
Effective tax rate~33%
Monthly expenses€1,915

Neighborhood Rent Comparison

1-bedroom second-hand rents across 5 neighborhoods in Turku

Most Affordable

Runosmäki

15 min by bus

€580 - €760

Kupittaa

10 min by bus

€710 - €920

Port Arthur

8 min by walk

€730 - €950

Most Expensive

Keskusta

0 min by walk

€800 - €1,050

Hirvensalo

18 min by bus

€760 - €980

Port Arthur

8 min by walk

€730 - €950

Full Turku Cost of Living

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How We Calculate This

We total monthly expenses (rent, groceries, transport, utilities, dining out) for each lifestyle tier, then reverse-calculate the gross salary needed to cover those expenses after Finland's income tax and social contributions. Rent data comes from second-hand market listings (what expats actually pay). All figures are based on 2026 data from official government statistics. See our data sources for full attribution.

Frequently Asked Questions

What salary do I need to live in Turku?

On a budget lifestyle, you need at least €1,791/month gross salary to cover basic expenses in Turku. For a comfortable lifestyle, aim for €2,385/month gross. These figures include rent, food, transport, utilities, and dining out, with taxes calculated for Finland.

What is the average rent in Turku?

The average 1-bedroom rent across 5 neighborhoods in Turku is approximately €824/month. Rents range from €580 in Runosmäki to €1,050 in Keskusta.

How much are groceries in Turku?

Monthly groceries for a single person in Turku cost approximately €320. This covers basic home cooking. Dining out and premium food will add to this budget.

What is the tax rate in Finland?

Tax rates in Finland are progressive. At the budget salary level of €1,791/month, the effective tax rate is approximately 27%. At the comfortable level of €2,385/month, it rises to approximately 30%. This includes income tax and social contributions.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data