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Calgary vs Montreal: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Calgary (Canada) and Montreal (Canada). Data sourced from official government statistics, updated 2026.

CategoryCalgaryMontreal
CountryCanadaCanada
CurrencyCAD ($)CAD ($)
1BR Rent Range$1,600 - $2,200$1,400 - $2,300Cheaper
2BR Rent Range$2,100 - $2,900$1,800 - $3,000Cheaper
Groceries / mo$470$450Cheaper
Transport Pass / mo$115$99Cheaper
Dining Out / mo$280$250Cheaper
English Level5/5 (Excellent)Cheaper4/5 (Good)
Neighborhoods Tracked56
Healthcare SystemPublic (Provincial Health Insurance)Public (Provincial Health Insurance)

Verdict

Overall, Montreal tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Calgary

5 neighborhoods, rent data, and full cost breakdown in Canada

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Explore Montreal

6 neighborhoods, rent data, and full cost breakdown in Canada

View Montreal details

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Frequently Asked Questions

Is Calgary or Montreal cheaper to live in?

Based on our data, Montreal is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Calgary vs Montreal?

In Calgary, 1-bedroom rents range from $1,600 to $2,200 per month across 5 neighborhoods. In Montreal, 1-bedroom rents range from $1,400 to $2,300 per month across 6 neighborhoods.

How do transport costs compare in Calgary vs Montreal?

A monthly public transport pass costs $115 in Calgary and $99 in Montreal. Both cities have well-developed public transit systems.

Which city is better for expats, Calgary or Montreal?

Calgary has an English proficiency rating of 5/5 (Excellent) and Montreal rates 4/5 (Good). Calgary uses Public (Provincial Health Insurance) healthcare, while Montreal uses Public (Provincial Health Insurance). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data