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Bali vs Chiang Mai: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Bali (Indonesia) and Chiang Mai (Thailand). Data sourced from official government statistics, updated 2026.

CategoryBaliChiang Mai
CountryIndonesiaThailand
CurrencyIDR (Rp)THB (฿)
1BR Rent RangeRp6,500,000 - Rp18,000,000฿6,500 - ฿18,000Cheaper
2BR Rent RangeRp11,000,000 - Rp30,000,000฿11,000 - ฿30,000Cheaper
Groceries / moRp2,800,000฿6,000Cheaper
Transport Pass / moRp800,000฿1,500Cheaper
Dining Out / moRp2,000,000฿3,500Cheaper
English Level4/5 (Good)Cheaper3/5 (Moderate)
Neighborhoods Tracked44
Healthcare SystemBPJS (Public) + PrivatePublic + Private

Verdict

Overall, Chiang Mai tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use different currencies, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Bali

4 neighborhoods, rent data, and full cost breakdown in Indonesia

View Bali details

Explore Chiang Mai

4 neighborhoods, rent data, and full cost breakdown in Thailand

View Chiang Mai details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in Bali and Chiang Mai.

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Frequently Asked Questions

Is Bali or Chiang Mai cheaper to live in?

Based on our data, Chiang Mai is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Bali vs Chiang Mai?

In Bali, 1-bedroom rents range from Rp6,500,000 to Rp18,000,000 per month across 4 neighborhoods. In Chiang Mai, 1-bedroom rents range from ฿6,500 to ฿18,000 per month across 4 neighborhoods.

How do transport costs compare in Bali vs Chiang Mai?

A monthly public transport pass costs Rp800,000 in Bali and ฿1,500 in Chiang Mai. Both cities have well-developed public transit systems.

Which city is better for expats, Bali or Chiang Mai?

Bali has an English proficiency rating of 4/5 (Good) and Chiang Mai rates 3/5 (Moderate). Bali uses BPJS (Public) + Private healthcare, while Chiang Mai uses Public + Private. Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data