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Cardiff vs London: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Cardiff (U.K.) and London (U.K.). Data sourced from official government statistics, updated 2026.

CategoryCardiffLondon
CountryU.K.U.K.
CurrencyGBP (£)GBP (£)
1BR Rent Range£810 - £1,300Cheaper£1,100 - £3,600
2BR Rent Range£1,100 - £1,750Cheaper£1,430 - £4,800
Groceries / mo£230Cheaper£280
Transport Pass / mo£65Cheaper£202
Dining Out / mo£165Cheaper£240
English Level5/5 (Excellent)5/5 (Excellent)
Neighborhoods Tracked518
Healthcare SystemNHS (Public)NHS (Public)

Verdict

Overall, Cardiff tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Cardiff

5 neighborhoods, rent data, and full cost breakdown in U.K.

View Cardiff details

Explore London

18 neighborhoods, rent data, and full cost breakdown in U.K.

View London details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in Cardiff and London.

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Frequently Asked Questions

Is Cardiff or London cheaper to live in?

Based on our data, Cardiff is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Cardiff vs London?

In Cardiff, 1-bedroom rents range from £810 to £1,300 per month across 5 neighborhoods. In London, 1-bedroom rents range from £1,100 to £3,600 per month across 18 neighborhoods.

How do transport costs compare in Cardiff vs London?

A monthly public transport pass costs £65 in Cardiff and £202 in London. Both cities have well-developed public transit systems.

Which city is better for expats, Cardiff or London?

Cardiff has an English proficiency rating of 5/5 (Excellent) and London rates 5/5 (Excellent). Cardiff uses NHS (Public) healthcare, while London uses NHS (Public). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data