How much do you need to earn to live here, after Canada takes its share?
Here's the gross monthly salary that covers rent, food, transport, and utilities once Canada's tax system has taken its cut. (2026)
The floor in London, Ontario is roughly $3,290/month gross, on a lean budget.
For something that feels comfortable, think $4,117/month gross ($3,252 net after ~21% tax).
| Expense | Budget | Comfortable | Premium |
|---|---|---|---|
| Rent (1BR) | $1,340 Cheapest neighborhood (Residential District) | $1,775 Median neighborhood | $2,125 Premium neighborhood (City Centre) |
| Groceries | $492 | $590 | $738 |
| Transport | $144 | $144 | $144 |
| Utilities | $349 | $349 | $349 |
| Dining & Entertainment | $328 | $394 | $492 |
| Total Monthly Expenses | $2,653 | $3,252 | $3,848 |
$3,290/month gross
$4,117/month gross
$5,000/month gross
Second-hand 1BR rents across 3 neighborhoods in London, Ontario.
Residential District
22 min by transit
$1,340 - $1,670
University Quarter
15 min by transit
$1,580 - $1,970
City Centre
8 min by walk
$1,890 - $2,360
City Centre
8 min by walk
$1,890 - $2,360
University Quarter
15 min by transit
$1,580 - $1,970
Residential District
22 min by transit
$1,340 - $1,670
All 3 neighborhoods, the full expense sheet, and what you could save.
Explore London, OntarioPlug in what you'd really earn. Get your take-home pay, neighborhoods within reach, and monthly savings.
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We add up monthly expenses (rent, groceries, transport, utilities, dining out) for each lifestyle tier, then work backwards to find the gross salary that lands on that number after Canada's income tax and social contributions. Rent data reflects second-hand listings, which is what expats actually pay. All figures come from 2026 official government statistics. Full attribution lives on our data sources page.
On a budget lifestyle, you need at least $3,290/month gross salary to cover basic expenses in London, Ontario. For a comfortable lifestyle, aim for $4,117/month gross. These figures include rent, food, transport, utilities, and dining out, with taxes calculated for Canada.
The average 1-bedroom rent across 3 neighborhoods in London, Ontario is approximately $1,802/month. Rents range from $1,340 in Residential District to $2,360 in City Centre.
Monthly groceries for a single person in London, Ontario cost approximately $492. This covers basic home cooking. Dining out and premium food will add to this budget.
Tax rates in Canada are progressive. At the budget salary level of $3,290/month, the effective tax rate is approximately 19%. At the comfortable level of $4,117/month, it rises to approximately 21%. This includes income tax and social contributions.