A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Chicago (U.S.A.) and Toronto (Canada). Data sourced from official government statistics, updated 2026.
| Category | Chicago | Toronto |
|---|---|---|
| Country | U.S.A. | Canada |
| Currency | USD ($) | CAD ($) |
| 1BR Rent Range | $1,600 - $2,500Cheaper | $2,000 - $3,800 |
| 2BR Rent Range | $1,900 - $3,200Cheaper | $2,600 - $5,100 |
| Groceries / mo | $525 | $500Cheaper |
| Transport Pass / mo | $105Cheaper | $156 |
| Dining Out / mo | $315 | $300Cheaper |
| English Level | 5/5 (Excellent) | 5/5 (Excellent) |
| Neighborhoods Tracked | 9 | 7 |
| Healthcare System | Private (employer-based) | Public (Provincial Health Insurance) |
Chicago and Toronto are comparable in overall cost of living, with each city being more affordable in different categories. Your personal priorities and salary will determine which offers a better lifestyle. Use our calculator to compare based on your actual income.
9 neighborhoods, rent data, and full cost breakdown in U.S.A.
View Chicago details7 neighborhoods, rent data, and full cost breakdown in Canada
View Toronto detailsEnter your gross salary to see net pay, rent affordability, and savings potential in Chicago and Toronto.
Open the comparison calculatorChicago and Toronto have similar overall costs, with each being cheaper in different categories. The best choice depends on your priorities and lifestyle.
In Chicago, 1-bedroom rents range from $1,600 to $2,500 per month across 9 neighborhoods. In Toronto, 1-bedroom rents range from $2,000 to $3,800 per month across 7 neighborhoods.
A monthly public transport pass costs $105 in Chicago and $156 in Toronto. Both cities have well-developed public transit systems.
Chicago has an English proficiency rating of 5/5 (Excellent) and Toronto rates 5/5 (Excellent). Chicago uses Private (employer-based) healthcare, while Toronto uses Public (Provincial Health Insurance). Both factors are important for expats considering a move.