Felix Braun•January 17, 2026•11 min read
Germany's two biggest expat destinations couldn't be more different. Munich is wealthy, orderly, and traditional; Berlin is creative, chaotic, and affordable. Here's how to choose.
Cost of Living: Berlin Wins (Decisively)
Berlin is 25-35% cheaper than Munich, primarily due to housing:[?]
| Expense | Munich | Berlin |
|---|---|---|
| 1-bed apartment (city) | €1,500-2,200 | €1,100-1,600 |
| Monthly transport | €79 | €86 |
| Restaurant meal | €15-20 | €12-16 |
| Beer (0.5L) | €5-6 | €4-5 |
Salaries: Munich Wins
Munich salaries are 10-20% higher than Berlin, especially in finance and automotive:
- Software engineer: Munich €75-100k vs Berlin €65-90k
- Finance roles: Munich significantly higher
- Consulting: Munich €70-95k vs Berlin €60-85k
- Startups: Berlin pays comparably (and has more options)
Job Market: Depends on Your Industry
- Automotive: Munich (BMW, Audi nearby)
- Finance/Insurance: Munich (Allianz, Munich Re)
- Startups: Berlin (far more options)
- Tech/SaaS: Berlin (but Munich is growing)
- Creative industries: Berlin
Lifestyle: Completely Different
Munich
- Traditional Bavarian culture
- Alps accessible for skiing
- Orderly, clean, safe
- Beer gardens are institutions
- More conservative atmosphere
- Excellent for families
Berlin
- Creative, alternative culture
- World-famous nightlife and techno
- Diverse, international
- More relaxed about rules
- Startup energy
- Excellent for young professionals
International Community
Both have large expat communities, but they're different:
- Munich: More corporate expats, families, consultants
- Berlin: More creatives, entrepreneurs, digital nomads
The Verdict
Choose Munich if: You want higher salaries, work in automotive/finance, prefer order and tradition, or have a family.
Choose Berlin if: You want affordability, work in tech/startups/creative, prefer diversity and nightlife, or are in your 20s-30s.
GermanyMunichBerlinComparisonExpat Guide
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