Blogaffordwhere
Moving boxes in new apartment
Planning

Your First Month Abroad: The Complete Checklist

Emma Lindqvist•January 24, 2026•10 min read

You've arrived in your new country—now what? This first month abroad checklist breaks down exactly what you need to do week by week, from essential registrations to building your new life. Whether you're moving to Berlin, London, Barcelona, or anywhere else in Europe, this guide has you covered.

Before diving in, make sure you've calculated what you can actually afford. Use our cost of living calculator to understand your net pay and find neighborhoods that match your budget.

Week 1: Essential Setup (First Month Abroad Checklist)

Your first week is all about getting the basics in place. These tasks are time-sensitive—many countries require registration within days of arrival.

Residence Registration

This is often your most important first task. Without registration, you cannot open bank accounts, sign rental contracts, or access many services.

  • Germany (Anmeldung) - Register at your local Burgeramt within 14 days. Bring passport, rental contract, and landlord confirmation form (Wohnungsgeberbestatigung)
  • Spain (Empadronamiento) - Register at your local Ayuntamiento. Needed for NIE, healthcare, and more
  • France (Declaration de domicile) - Register at your local Mairie or Prefecture
  • Netherlands (BSN) - Register with your local gemeente to receive your BSN (citizen service number)
  • Sweden (Personnummer) - Apply at Skatteverket for your personal identity number
  • UK - No general registration required, but register with HMRC once employed

Get a Local SIM Card or Phone Plan

A local phone number is essential for apartment hunting, job applications, and setting up services.

  • Research providers before arrival (Vodafone, O2, Orange, etc. operate across Europe)
  • Prepaid SIMs are easiest—available at airports, supermarkets, and phone shops
  • Bring your passport—ID is required for SIM purchase in most EU countries
  • Consider eSIM options if your phone supports them (Airalo, Holafly)

Open a Bank Account

A local bank account is needed to receive salary, pay rent, and set up direct debits.

  • Digital banks - N26, Revolut, Wise often allow opening before registration
  • Traditional banks - Usually require residence registration and proof of address
  • Bring passport, residence registration, employment contract (if available)
  • Ask about fees for international transfers—you'll likely need them

Set Up Emergency Contacts

  • Register with your home country's embassy or consulate
  • Save emergency contacts in your phone (local + home country)
  • Share your new address with family back home
  • Save your company's HR contact for emergencies

Learn Local Emergency Numbers

Save these numbers in your phone:

  • EU Emergency Number: 112 (works in all EU countries)
  • UK Emergency: 999 (or 112)
  • Non-emergency police (Germany): 110
  • Non-emergency police (UK): 101
  • Poison control - Look up your country's specific number

Week 2: Housing and Utilities

Once you have registration sorted, focus on securing long-term housing and setting up your home.

Finalize Long-Term Housing

  • Use local rental platforms (Immobilienscout24 in Germany, Idealista in Spain, Rightmove in UK)
  • Prepare documentation: payslips, employment contract, ID, previous landlord references
  • Understand typical lease terms (notice periods, deposits, renewal conditions)
  • Take photos of everything at move-in for deposit protection
  • Read the lease carefully—consider having it translated if needed

Pro tip: Our calculator shows neighborhoods by rent range so you know which areas fit your budget before you start searching.

Set Up Utilities

  • Electricity - Register with a provider or transfer from previous tenant
  • Internet - Compare providers, expect 2-4 week installation wait in some countries
  • Gas/Heating - Often included with electricity provider
  • Water - Usually arranged through landlord or building management
  • TV license - Required in Germany (Rundfunkbeitrag), UK (TV License), etc.

Get Renter's Insurance (Liability Insurance)

In some countries, liability insurance (Haftpflichtversicherung in Germany) is practically mandatory.

  • Research local insurance requirements and common coverage
  • Get quotes from multiple providers
  • Consider contents insurance if you have valuable items
  • Keep policy documents accessible (digital + physical copy)

Learn the Public Transport System

  • Download the local transport app (BVG for Berlin, TfL for London, TMB for Barcelona)
  • Get a monthly pass if you'll use transit regularly
  • Learn the main routes to work, grocery stores, and downtown
  • Understand fare zones—many cities have zone-based pricing
  • Find out where to buy tickets and how to validate them (important!)

Week 3: Daily Life Essentials

With the essentials in place, start building your daily routines and exploring your new home.

Find Grocery Stores and Local Markets

  • Locate the nearest supermarkets (discount and premium options)
  • Find local farmers' markets for fresh produce
  • Identify specialty stores (Asian groceries, health food, etc.)
  • Learn store hours—many European countries have restricted Sunday shopping
  • Bring your own bags—many countries charge for plastic bags

Register with a Doctor/Healthcare

Healthcare registration varies significantly by country.

  • Germany - Choose and register with a Krankenkasse (public health insurance)
  • UK - Register with a local GP practice (NHS)
  • Spain - Get your Tarjeta Sanitaria after registering with social security
  • France - Register with Assurance Maladie and choose a medecin traitant
  • Find English-speaking doctors if language is a concern (Doctolib, Jameda)
  • Locate the nearest pharmacy and understand prescription processes

Explore Your Neighborhood

  • Walk around and discover cafes, restaurants, and local shops
  • Find the nearest pharmacy, post office, and ATM
  • Locate nearby parks and green spaces
  • Identify gyms and fitness options in your area
  • Note emergency services locations (hospital, police station)

Find Coworking Spaces (If Needed)

  • Research coworking options (WeWork, local alternatives)
  • Many offer free trial days—test before committing
  • Consider cafes with good WiFi as alternatives
  • Check if your employer offers coworking stipends

Join Expat Communities

Building a social network is crucial for settling in successfully.

  • Join Facebook groups for expats in your city
  • Download Meetup and find groups matching your interests
  • Look for language exchange events (Tandem, conversation groups)
  • Find sports clubs, hobby groups, or volunteer opportunities
  • Check InterNations for professional networking events

Week 4: Integration and Routine Building

By week four, you should be settling into a rhythm. Focus on longer-term integration and tying up loose ends.

Start Language Classes

Even if you can get by with English, learning the local language dramatically improves your experience.

  • Research language schools (often subsidized for residents)
  • Download language apps (Duolingo, Babbel, Anki)
  • Find language exchange partners (Tandem app, local meetups)
  • Start with practical phrases: grocery shopping, directions, basic conversations
  • Consider intensive courses if offered by your employer

Build Your Local Network

  • Attend work social events and team activities
  • Say yes to invitations, even if you're tired
  • Make an effort to meet neighbors
  • Join a regular activity (gym class, book club, sports team)
  • Connect with colleagues from your home country—they understand what you're going through

Set Up Your Routine

  • Establish work-life boundaries (especially important for remote workers)
  • Find your favorite local spots (coffee shop, lunch place, evening walk route)
  • Schedule regular calls with friends and family back home
  • Create a budget based on actual local costs (our calculator can help)
  • Set up automatic bill payments where possible

Administrative Follow-Ups

  • Check if all registrations went through successfully
  • Follow up on any pending ID cards or documents
  • Verify tax registration with your employer
  • Update address with any remaining services (bank, insurance)
  • Set calendar reminders for visa renewals if applicable

Common Mistakes to Avoid in Your First Month Abroad

Learn from others' experiences—here are the most common pitfalls new expats face:

Administrative Mistakes

  • ❌ Missing registration deadlines - Can result in fines and complications with other services
  • ❌ Not bringing enough documentation - Apostilled documents, translations often required
  • ❌ Underestimating bureaucracy time - Appointments often book weeks in advance
  • ❌ Forgetting to notify home country tax authority - Tax residency rules matter

Financial Mistakes

  • ❌ Not having enough emergency funds - Aim for 3 months of expenses accessible
  • ❌ Using expensive international transfer methods - Use Wise or Revolut instead of banks
  • ❌ Not understanding the cost of living before arrival - Calculate it first
  • ❌ Signing a lease without understanding terms - Notice periods can be 3+ months

Social Mistakes

  • ❌ Isolating yourself - Loneliness is the #1 expat challenge
  • ❌ Only socializing with other expats - Make local friends too
  • ❌ Not learning any local language - Even basics show respect and help integration
  • ❌ Comparing everything to home - Embrace differences rather than fighting them

Practical Mistakes

  • ❌ Not downloading offline maps - Internet isn't always available
  • ❌ Bringing too much stuff - Shipping is expensive; buy locally
  • ❌ Not researching visa rules thoroughly - Understand work rights and renewal processes
  • ❌ Ignoring time zone differences - Schedule calls home thoughtfully

Downloadable First Month Abroad Checklist Summary

Here's your complete checklist condensed into one quick reference:

Week 1: Essential Setup

  • Complete residence registration
  • Get local SIM card
  • Open bank account
  • Register with embassy
  • Save emergency numbers

Week 2: Housing and Utilities

  • Sign long-term lease
  • Set up electricity and internet
  • Get renter's/liability insurance
  • Get monthly transit pass

Week 3: Daily Life

  • Map out grocery stores
  • Register with healthcare/doctor
  • Explore neighborhood
  • Join expat communities

Week 4: Integration

  • Start language learning
  • Build local routines
  • Complete administrative follow-ups
  • Set up budget and bill payments

Country-Specific Guides

Each European country has unique requirements and cultural nuances. Check out our detailed guides:

  • Moving to Germany - Anmeldung, Krankenkasse, and German bureaucracy
  • Moving to the UK - NHS registration, council tax, and more
  • Moving to Spain - NIE, empadronamiento, and healthcare
  • Moving to France - Carte Vitale, CAF, and French administration
  • Moving to the Netherlands - BSN, DigiD, and the 30% ruling
  • Moving to Sweden - Personnummer and Swedish bureaucracy

Plan Your First Month with Real Numbers

Know exactly what you'll earn after taxes and which neighborhoods fit your budget. No signup, no spreadsheets.

Calculate Your Budget →

Final Thoughts: Your First Month Abroad Checklist

Your first month abroad sets the foundation for everything that follows. Focus on the essentials in week one, stabilize your living situation in week two, build your daily life in week three, and start integrating in week four.

Don't try to do everything at once—bureaucracy takes time, and that's okay. The most successful expats are patient with the process and proactive about building community.

Already planning your move? Use our pre-departure checklist to prepare before you arrive, and our salary calculator to understand what you'll actually afford in your new city.

Moving AbroadChecklistFirst MonthRelocationExpat Tips

Related calculators

  • Berlin CalculatorPlan your first month in Berlin
  • London CalculatorPlan your first month in London
  • Amsterdam CalculatorPlan your first month in Amsterdam

See what you can afford

Use our free calculator to get a realistic picture of life in Moving Abroad.

Start calculating →
Share:

Comments

Related Articles

Packing boxes and moving supplies

Moving Abroad Checklist: Everything You Need to Do

14 min read

affordwhere

See what your salary really means before you move. Net pay, rent, and savings across 32 countries.

Updated Jan 2026

Explore

  • Calculator
  • Blog
  • Data sources
  • Benchmarks

Countries

  • Australia
  • Austria
  • Belgium
  • Canada
  • Cyprus
  • Czechia
  • Denmark
  • Finland
  • France
  • Germany
  • Hong Kong
  • India
  • Indonesia
  • Ireland
  • Italy
  • Japan
  • Malaysia
  • Mexico
  • Netherlands
  • New Zealand
  • Norway
  • Poland
  • Portugal
  • Singapore
  • Spain
  • Sweden
  • Switzerland
  • Taiwan
  • Thailand
  • UAE
  • U.K.
  • U.S.A.
  • Vietnam

Company

  • About
  • Testimonials
  • FAQ

Legal

  • Privacy
  • Terms

© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Jan 2026 rent data