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Ottawa vs Victoria: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Ottawa (Canada) and Victoria (Canada). Data sourced from official government statistics, updated 2026.

CategoryOttawaVictoria
CountryCanadaCanada
CurrencyCAD ($)CAD ($)
1BR Rent Range$1,800 - $2,500$1,700 - $2,600
2BR Rent Range$2,400 - $3,300$2,100 - $3,200Cheaper
Groceries / mo$480Cheaper$500
Transport Pass / mo$125$90Cheaper
Dining Out / mo$270Cheaper$290
English Level5/5 (Excellent)5/5 (Excellent)
Neighborhoods Tracked56
Healthcare SystemPublic (Provincial Health Insurance)Public (Provincial Health Insurance)

Verdict

Overall, Ottawa tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Ottawa

5 neighborhoods, rent data, and full cost breakdown in Canada

View Ottawa details

Explore Victoria

6 neighborhoods, rent data, and full cost breakdown in Canada

View Victoria details

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Enter your gross salary to see net pay, rent affordability, and savings potential in Ottawa and Victoria.

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Frequently Asked Questions

Is Ottawa or Victoria cheaper to live in?

Based on our data, Ottawa is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Ottawa vs Victoria?

In Ottawa, 1-bedroom rents range from $1,800 to $2,500 per month across 5 neighborhoods. In Victoria, 1-bedroom rents range from $1,700 to $2,600 per month across 6 neighborhoods.

How do transport costs compare in Ottawa vs Victoria?

A monthly public transport pass costs $125 in Ottawa and $90 in Victoria. Both cities have well-developed public transit systems.

Which city is better for expats, Ottawa or Victoria?

Ottawa has an English proficiency rating of 5/5 (Excellent) and Victoria rates 5/5 (Excellent). Ottawa uses Public (Provincial Health Insurance) healthcare, while Victoria uses Public (Provincial Health Insurance). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data