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Mumbai vs New York: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Mumbai (India) and New York (U.S.A.). Data sourced from official government statistics, updated 2026.

CategoryMumbaiNew York
CountryIndiaU.S.A.
CurrencyINR (₹)USD ($)
1BR Rent Range₹18,000 - ₹85,000$2,100 - $4,500Cheaper
2BR Rent Range₹28,000 - ₹130,000$2,600 - $5,700Cheaper
Groceries / mo₹12,000$650Cheaper
Transport Pass / mo₹2,700$132Cheaper
Dining Out / mo₹9,000$390Cheaper
English Level4/5 (Good)5/5 (Excellent)Cheaper
Neighborhoods Tracked710
Healthcare SystemPrivate (employer-based common)Private (employer-based)

Verdict

Overall, New York tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use different currencies, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Mumbai

7 neighborhoods, rent data, and full cost breakdown in India

View Mumbai details

Explore New York

10 neighborhoods, rent data, and full cost breakdown in U.S.A.

View New York details

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Enter your gross salary to see net pay, rent affordability, and savings potential in Mumbai and New York.

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Frequently Asked Questions

Is Mumbai or New York cheaper to live in?

Based on our data, New York is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Mumbai vs New York?

In Mumbai, 1-bedroom rents range from ₹18,000 to ₹85,000 per month across 7 neighborhoods. In New York, 1-bedroom rents range from $2,100 to $4,500 per month across 10 neighborhoods.

How do transport costs compare in Mumbai vs New York?

A monthly public transport pass costs ₹2,700 in Mumbai and $132 in New York. Both cities have well-developed public transit systems.

Which city is better for expats, Mumbai or New York?

Mumbai has an English proficiency rating of 4/5 (Good) and New York rates 5/5 (Excellent). Mumbai uses Private (employer-based common) healthcare, while New York uses Private (employer-based). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data