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🇭🇰 Hong Kong Income Tax Calculator 2026

Hong Kong has one of the lowest tax rates in Asia. Salaries tax is calculated at progressive rates (2-17%) or a flat rate of 15%, whichever is lower. A basic allowance of HKD 132,000 per year applies. MPF contribution is 5% (capped).

Take-Home Pay Table

Pre-calculated net salary at common salary levels in Hong Kong (HKD), based on 2026 tax rates.

Gross Monthly SalaryNet SalaryTotal DeductionsEffective Rate
HK$12,000HK$11,392HK$8510.0%
HK$17,000HK$16,008HK$142580.0%
HK$23,000MedianHK$21,265HK$585750.0%
HK$29,000HK$26,233HK$1,317950.0%
HK$35,000HK$31,175HK$2,3251090.0%
HK$46,000HK$40,305HK$4,1951240.0%

Median salary based on OECD / national statistics data. Calculations assume single person, no dependents, standard deductions only.

Tax Breakdown at Median Salary

Detailed deduction breakdown for a gross monthly salary of HK$23,000.

Salaries Tax (progressive)
HK$-585
MPF contribution (5%)(500.0%)
HK$-1,150
Total DeductionsHK$585
Net Take-Home PayHK$21,265

Calculation Assumptions

  • Salaries Tax: Progressive 2-17% or flat 15% (lower applies)
  • Basic Allowance: HK$132,000/year
  • MPF contribution: 5% employee (capped at HK$1,500/month)
  • No sales tax, no capital gains tax
  • 2024/25 tax year rates
  • Single person, no dependents
  • Standard deductions only
  • Does not include employer contributions

Tax calculations use 2026 rates from official government sources. See our data sources for complete attribution.

Key Facts: Taxes in Hong Kong

Currency
HKD (HK$)
Healthcare
Universal
Tax Year
2026
Median Monthly Salary
HK$23,000
Effective Rate (Median)
750.0%
Healthcare System
Public + Private

Tax Components in Hong Kong

Salaries Tax

Progressive 2-17% or flat 15%

MPF

5% mandatory pension (capped at HK$1,500/month)

Cities in Hong Kong

Explore cost of living and salary data for cities in Hong Kong.

Hong KongHK$22,000/moKowloonHK$19,000/mo

Frequently Asked Questions

What is the income tax rate in Hong Kong?

Hong Kong has one of the lowest tax rates in Asia. Salaries tax is calculated at progressive rates (2-17%) or a flat rate of 15%, whichever is lower. A basic allowance of HKD 132,000 per year applies. MPF contribution is 5% (capped).

How much tax will I pay on HK$23,000 per month in Hong Kong?

On a gross monthly salary of HK$23,000 in Hong Kong, you would pay approximately HK$585 in total deductions (750.0% effective rate), leaving you with a net salary of approximately HK$21,265 per month.

Does Hong Kong have universal healthcare?

Dual-track system with heavily subsidized public hospitals and clinics. Private healthcare offers shorter wait times. No mandatory health insurance.

What social contributions do employees pay in Hong Kong?

Social contributions in Hong Kong are included in the tax calculations. The exact amount varies based on salary level. See the tax breakdown table above for details.

How is take-home pay calculated in Hong Kong?

Take-home pay in Hong Kong is calculated by subtracting income tax and social contributions from your gross salary. On a gross monthly salary of HK$23,000, your take-home pay would be approximately HK$21,265 (-650.0% of gross). Our calculator uses 2026 tax rates from official government sources.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data