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Calculate Your Finances in Hong Kong

Enter your gross monthly salary to see net pay, affordable neighborhoods, and savings

HKD/month

Free calculator with 2026 tax rates. No data stored.

Cost of Living in Hong Kong, Hong Kong

Global finance and business hub. Vibrant mix of East and West, world-class dining, efficient transport. High rent but tax-efficient.

Currency
HKD (HK$)
English Level
Excellent
Healthcare
Public + Private

Rental Prices in Hong Kong

1-Bedroom Apartment
HK$16,000 - HK$40,000
per month
2-Bedroom Apartment
HK$26,000 - HK$60,000
per month

* Prices shown are second-hand rental market rates, typical for expats.4 neighborhoods tracked. Source: Official government housing statistics.

Monthly Living Costs

Groceries
HK$3,500
Transport
HK$600
Utilities
HK$1,150
Dining Out
HK$2,500

Utility costs based on Eurostat Energy Statistics.

Popular Neighborhoods

Central
Financial heart of Hong Kong. Gleaming towers, luxury malls, MTR hub. Most expensive area.
0 min walk•HK$25,000+/mo
Mid-Levels
Hillside residential area above Central. Popular with expats. Escalator access to downtown.
10 min bus•HK$20,000+/mo
Wan Chai
Vibrant mix of old and new. Convention center, nightlife, wet markets. Well-connected by MTR.
8 min MTR•HK$18,000+/mo
Sai Ying Pun
Up-and-coming area west of Central. Hip cafes, traditional shops, MTR access. More affordable.
10 min MTR•HK$16,000+/mo

Work Visa

Employment Visa requires employer sponsorship. Quality Migrant Admission Scheme for skilled workers.

Processing: 4-8 weeks

Relocation Costs

Usually 2 months deposit. Agent fee half month. Stamp duty on lease applies.

Typical deposit: 2 months rent

Enter your salary above to see a personalized breakdown of your finances in Hong Kong

Our calculator shows net income after taxes, affordable neighborhoods, and savings potential

Data last updated: January 2026•View methodology

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Guides for Hong Kong

  • Moving Abroad Checklist: Everything You Need to DoThe complete checklist for relocating internationally - from 6 months before to your first week abroad. Documents, finances, housing, and more.
    Planning14 min read
View all guides →

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Frequently Asked Questions about Hong Kong

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See what your salary really means before you move. Net pay, rent, and savings across 32 countries.

Updated Jan 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Jan 2026 rent data