A side-by-side comparison of rent, daily expenses, and quality-of-life factors in San Francisco (U.S.A.) and Toronto (Canada). Data sourced from official government statistics, updated 2026.
| Category | San Francisco | Toronto |
|---|---|---|
| Country | U.S.A. | Canada |
| Currency | USD ($) | CAD ($) |
| 1BR Rent Range | $2,400 - $4,600 | $2,000 - $3,800Cheaper |
| 2BR Rent Range | $3,100 - $5,900 | $2,600 - $5,100Cheaper |
| Groceries / mo | $675 | $500Cheaper |
| Transport Pass / mo | $98Cheaper | $156 |
| Dining Out / mo | $405 | $300Cheaper |
| English Level | 5/5 (Excellent) | 5/5 (Excellent) |
| Neighborhoods Tracked | 9 | 7 |
| Healthcare System | Private (employer-based) | Public (Provincial Health Insurance) |
Overall, Toronto tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use different currencies, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.
9 neighborhoods, rent data, and full cost breakdown in U.S.A.
View San Francisco details7 neighborhoods, rent data, and full cost breakdown in Canada
View Toronto detailsEnter your gross salary to see net pay, rent affordability, and savings potential in San Francisco and Toronto.
Open the comparison calculatorBased on our data, Toronto is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.
In San Francisco, 1-bedroom rents range from $2,400 to $4,600 per month across 9 neighborhoods. In Toronto, 1-bedroom rents range from $2,000 to $3,800 per month across 7 neighborhoods.
A monthly public transport pass costs $98 in San Francisco and $156 in Toronto. Both cities have well-developed public transit systems.
San Francisco has an English proficiency rating of 5/5 (Excellent) and Toronto rates 5/5 (Excellent). San Francisco uses Private (employer-based) healthcare, while Toronto uses Public (Provincial Health Insurance). Both factors are important for expats considering a move.