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London vs San Francisco: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in London (U.K.) and San Francisco (U.S.A.). Data sourced from official government statistics, updated 2026.

CategoryLondonSan Francisco
CountryU.K.U.S.A.
CurrencyGBP (£)USD ($)
1BR Rent Range£1,100 - £3,600Cheaper$2,400 - $4,600
2BR Rent Range£1,430 - £4,800Cheaper$3,100 - $5,900
Groceries / mo£280Cheaper$675
Transport Pass / mo£202$98Cheaper
Dining Out / mo£240Cheaper$405
English Level5/5 (Excellent)5/5 (Excellent)
Neighborhoods Tracked189
Healthcare SystemNHS (Public)Private (employer-based)

Verdict

Overall, London tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use different currencies, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore London

18 neighborhoods, rent data, and full cost breakdown in U.K.

View London details

Explore San Francisco

9 neighborhoods, rent data, and full cost breakdown in U.S.A.

View San Francisco details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in London and San Francisco.

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Frequently Asked Questions

Is London or San Francisco cheaper to live in?

Based on our data, London is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in London vs San Francisco?

In London, 1-bedroom rents range from £1,100 to £3,600 per month across 18 neighborhoods. In San Francisco, 1-bedroom rents range from $2,400 to $4,600 per month across 9 neighborhoods.

How do transport costs compare in London vs San Francisco?

A monthly public transport pass costs £202 in London and $98 in San Francisco. Both cities have well-developed public transit systems.

Which city is better for expats, London or San Francisco?

London has an English proficiency rating of 5/5 (Excellent) and San Francisco rates 5/5 (Excellent). London uses NHS (Public) healthcare, while San Francisco uses Private (employer-based). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data