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Chicago vs London: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Chicago (U.S.A.) and London (U.K.). Data sourced from official government statistics, updated 2026.

CategoryChicagoLondon
CountryU.S.A.U.K.
CurrencyUSD ($)GBP (£)
1BR Rent Range$1,600 - $2,500Cheaper£1,100 - £3,600
2BR Rent Range$1,900 - $3,200Cheaper£1,430 - £4,800
Groceries / mo$525£280Cheaper
Transport Pass / mo$105Cheaper£202
Dining Out / mo$315£240Cheaper
English Level5/5 (Excellent)5/5 (Excellent)
Neighborhoods Tracked918
Healthcare SystemPrivate (employer-based)NHS (Public)

Verdict

Chicago and London are comparable in overall cost of living, with each city being more affordable in different categories. Your personal priorities and salary will determine which offers a better lifestyle. Use our calculator to compare based on your actual income.

Explore Chicago

9 neighborhoods, rent data, and full cost breakdown in U.S.A.

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Explore London

18 neighborhoods, rent data, and full cost breakdown in U.K.

View London details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in Chicago and London.

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Frequently Asked Questions

Is Chicago or London cheaper to live in?

Chicago and London have similar overall costs, with each being cheaper in different categories. The best choice depends on your priorities and lifestyle.

What is rent like in Chicago vs London?

In Chicago, 1-bedroom rents range from $1,600 to $2,500 per month across 9 neighborhoods. In London, 1-bedroom rents range from £1,100 to £3,600 per month across 18 neighborhoods.

How do transport costs compare in Chicago vs London?

A monthly public transport pass costs $105 in Chicago and £202 in London. Both cities have well-developed public transit systems.

Which city is better for expats, Chicago or London?

Chicago has an English proficiency rating of 5/5 (Excellent) and London rates 5/5 (Excellent). Chicago uses Private (employer-based) healthcare, while London uses NHS (Public). Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data