A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Belfast (U.K.) and Cardiff (U.K.). Data sourced from official government statistics, updated 2026.
| Category | Belfast | Cardiff |
|---|---|---|
| Country | U.K. | U.K. |
| Currency | GBP (£) | GBP (£) |
| 1BR Rent Range | £651 - £1,140Cheaper | £810 - £1,300 |
| 2BR Rent Range | £887 - £1,560Cheaper | £1,100 - £1,750 |
| Groceries / mo | £324 | £230Cheaper |
| Transport Pass / mo | £95 | £65Cheaper |
| Dining Out / mo | £216 | £165Cheaper |
| English Level | 5/5 (Excellent) | 5/5 (Excellent) |
| Neighborhoods Tracked | 3 | 5 |
| Healthcare System | NHS (Public) | NHS (Public) |
Overall, Cardiff tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use the same currency, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.
3 neighborhoods, rent data, and full cost breakdown in U.K.
View Belfast details5 neighborhoods, rent data, and full cost breakdown in U.K.
View Cardiff detailsEnter your gross salary to see net pay, rent affordability, and savings potential in Belfast and Cardiff.
Open the comparison calculatorOther cost-of-living comparisons featuring Belfast or Cardiff.
Based on our data, Cardiff is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.
In Belfast, 1-bedroom rents range from £651 to £1,140 per month across 3 neighborhoods. In Cardiff, 1-bedroom rents range from £810 to £1,300 per month across 5 neighborhoods.
A monthly public transport pass costs £95 in Belfast and £65 in Cardiff. Both cities have well-developed public transit systems.
Belfast has an English proficiency rating of 5/5 (Excellent) and Cardiff rates 5/5 (Excellent). Belfast uses NHS (Public) healthcare, while Cardiff uses NHS (Public). Both factors are important for expats considering a move.