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Bali vs Ho Chi Minh City: Cost of Living Compared

A side-by-side comparison of rent, daily expenses, and quality-of-life factors in Bali (Indonesia) and Ho Chi Minh City (Vietnam). Data sourced from official government statistics, updated 2026.

CategoryBaliHo Chi Minh City
CountryIndonesiaVietnam
CurrencyIDR (Rp)VND (₫)
1BR Rent RangeRp6,500,000 - Rp18,000,000Cheaper₫9,000,000 - ₫27,000,000
2BR Rent RangeRp11,000,000 - Rp30,000,000Cheaper₫15,000,000 - ₫42,000,000
Groceries / moRp2,800,000Cheaper₫4,000,000
Transport Pass / moRp800,000Cheaper₫1,500,000
Dining Out / moRp2,000,000Cheaper₫3,000,000
English Level4/5 (Good)Cheaper3/5 (Moderate)
Neighborhoods Tracked45
Healthcare SystemBPJS (Public) + PrivatePublic + Private

Verdict

Overall, Bali tends to be more affordable when comparing rent, groceries, transport, and dining costs. However, the two cities use different currencies, so exchange rates and local salary levels also play a significant role. Use our calculator to see what your specific salary means in each city.

Explore Bali

4 neighborhoods, rent data, and full cost breakdown in Indonesia

View Bali details

Explore Ho Chi Minh City

5 neighborhoods, rent data, and full cost breakdown in Vietnam

View Ho Chi Minh City details

Calculate your salary in both cities

Enter your gross salary to see net pay, rent affordability, and savings potential in Bali and Ho Chi Minh City.

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Frequently Asked Questions

Is Bali or Ho Chi Minh City cheaper to live in?

Based on our data, Bali is generally cheaper to live in when comparing rent, groceries, transport, and dining costs. However, costs vary significantly by neighborhood and lifestyle.

What is rent like in Bali vs Ho Chi Minh City?

In Bali, 1-bedroom rents range from Rp6,500,000 to Rp18,000,000 per month across 4 neighborhoods. In Ho Chi Minh City, 1-bedroom rents range from ₫9,000,000 to ₫27,000,000 per month across 5 neighborhoods.

How do transport costs compare in Bali vs Ho Chi Minh City?

A monthly public transport pass costs Rp800,000 in Bali and ₫1,500,000 in Ho Chi Minh City. Both cities have well-developed public transit systems.

Which city is better for expats, Bali or Ho Chi Minh City?

Bali has an English proficiency rating of 4/5 (Good) and Ho Chi Minh City rates 3/5 (Moderate). Bali uses BPJS (Public) + Private healthcare, while Ho Chi Minh City uses Public + Private. Both factors are important for expats considering a move.

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Updated Mar 2026

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© 2026 AffordWhere. Estimates only, not financial advice.

2026 tax rules • Mar 2026 rent data